Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards.
Postal savings bank credit card Capka is a product for ordinary users launched by Postal Savings Bank. In the spirit of "convenience", "benefit" and "safety", we will create a practical business card for our customers.
Permanent free of annual fee: the main card and the auxiliary card are permanently free of annual fee, free of annual fee expenditure, and can be swiped at will.
Optional installment payment: you can choose "any installment" bill installment and "transaction installment", with no interest and low handling fee.
Password and SMS double protection: activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.
Consumers enjoy the longest interest-free repayment period of 50 days: the longest is 50 days, and the shortest is 20 days, giving priority to enjoying a leisurely life.
Optional billing date: A variety of billing dates can be selected, making it convenient and flexible to arrange repayment.
Points are permanently valid: when you spend one yuan to accumulate a point, points are permanently valid, points are transferred and exchanged, and various points plans are easily realized.
Postal credit card is a kind of card that is close to the people. No annual fee, strict safety measures, long repayment period and permanent validity of points.
Postal savings bank credit card application procedures are as follows:
1. Find a credit card salesman or lobby teller to fill out the application form, and then submit the above information to the bank for review. Whether or not to approve the card and the amount of card approval depends on the comprehensive score of the bank.
2. Identity card; Work certificate or income certificate; Work phone, home phone and my mobile phone; Tax payment certificate; Proof of assets such as real estate and vehicles under the name of the individual; Other banks, credit cards and so on. The access standards of each bank are different, and the above information is not necessarily. According to different requirements of banks, postal savings banks generally need proof of work or income.
3. First of all, confirm that your local Postal Savings Bank has started the credit card business (the credit card business of Postal Savings Bank is relatively late, and there are still many cities that can't do it now).
Three ways to apply for a credit card of Postal Savings Bank:
1. Bring your valid ID and submit a credit card application directly to the bank outlet.
2. Log on to the bank website and enter the credit card page for online application.
3. Apply through the bank credit card salesman. Postal savings bank credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years, and four supplementary cards can be set. The main pattern of the credit card of Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.