Buying annuity insurance mainly depends on the protection content of the product and your personal needs.
Annuity insurance mainly pays the insurance premium to the insurance company, and then after reaching the agreed age, the insurance company pays the insurance premium according to the agreement. Annuity insurance generally appears in the form of education fund and pension.
If you want to allocate an education fund for your children, the popular ones are Hengan standard Jinzhi Qi Hang Education Fund Annuity Insurance, Evergrande Splendid Future Education Annuity Insurance, Guohua Xiaozhuangyuan No.65438 +0 Children's Annuity Insurance, etc. These are all very good. Education funds are generally guaranteed to the age of 22, 25 and 30. For example, the children's annuity insurance of Guohua Xiaozhuangyuan 1 has three guarantee periods, with flexible payment period and low insurance threshold. The minimum investment 1000 yuan is generally good. Interested friends can read this article: If you want to buy "Little Champion 1000", don't miss it and buy it again!
If you want to configure an old-age annuity insurance for yourself, you can consider Everbright Yongming Guangming Huixuan Annuity Insurance, Renren Fuman Annuity Insurance, Sino-Dutch Jinsheng Appointment Annuity Insurance, Huaxia Yuruyi (Steady Win Edition) Annuity Insurance and so on. Generally, the better pension annuity insurance has optional starting age and flexible payment period. For example, Guangming Huixuan's pension annuity insurance can be guaranteed for 20 years or life after receiving it. The payment term is flexible. The starting age of women's pension is 55/60/65, and a general account can be attached. The minimum guaranteed interest rate is 3%. Generally speaking, it is good. Interested friends can take a look at this article: Is the pension income of Guangming Huixuan high? The answer is in the text. ...
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