1. First of all, the insured person needs to hold his/her valid identity document and use the medical insurance card to settle accounts when seeking medical treatment in designated medical institutions.

2. Secondly, after enjoying basic medical insurance benefits (such as medical insurance for employees and medical insurance for urban and rural residents), the remaining personal out-of-pocket expenses (including but not limited to out-of-pocket expenses above the deductible line, the proportion of personal out-of-pocket expenses in the medical insurance catalogue and reasonable medical expenses outside the medical insurance catalogue) can apply to Jiangsu Medical Huibao for reimbursement. 1.

3. Then keep all original documents and invoices related to medical treatment, including but not limited to hospitalization/outpatient bills, expense lists, medical records, medical insurance statements, etc. Log in to the official account of "Jiangsu Medical Bao HuiNo. 1" WeChat or the official designated platform, upload relevant materials according to the guidelines, and apply for compensation.

4. Then fill in the claim information according to the platform prompts, including the basic information of the insured, medical treatment, expense details, etc. , and upload the electronic version of the required materials.

5. After the submission is completed, the insurance company will review the information, and after the approval, it will pay compensation according to the proportion agreed in the contract. Generally, the payment will be directly transferred to the bank account provided by the insured.

6. Finally, if you encounter complicated situations or have questions, you can call the customer service hotline or go to the offline service outlets for help.