1. First of all, the borrower must actively contact the 360 IOU marketing staff to tell others about his current economic situation and apply for repayment through negotiation. Generally speaking, 360 IOUs will be rejected first. Borrowers don't have to feel depressed, and they can apply for more times.
Secondly, the borrower must prepare a complete repayment plan. Calculate the cost and loan interest you owe at this stage. Then submit it to the person in charge of 360 IOUs for mutual consultation. The borrower should also show that he knows his own economic situation.
Finally, the borrower had better be able to prepare a poverty certificate for economic development. Being able to find the heads of village committees and community neighborhood committees to affix official seals can improve the probability of successful repayment through negotiation.
What's the name of Shanghai 360 IOU Company? The name of Shanghai 360 IOU Company is Shanghai Qiyu Information Technology Co., Ltd. ..
1 and 360 IOUs were originally personal consumption loans under 360 Finance Department. You don't need the borrower to give all the pledges, pledged loans or loan guarantees, you can apply for loans only by personal credit information.
2. The development trend of 360 IOUs is very good in the future, and it will be listed in the United States in 20 18. In the future, the 360 financial industry first went out from the 360 Group and gradually grew freely.
3. At this stage, 360 micro-consumer loan projects under the 360 financial industry include 360 IOUs, 360 micro-loans and 360 installment payments. The service target of each credit product is different, and there will be some differences between the loan policy and the bank loan interest rate. Borrowers can choose the goods to apply for loans according to their own specific conditions.
360 IOU is a credit service platform for unsecured loan transactions launched by 360 financial industry. Published in 2065438+September 2006. According to the 360 big data technology, the overall evaluation of customers' personal credit is made, and on this basis, real-time consumer loans are given. According to the full consideration of credit risk, payment habits and consumption analysis, customers are given different types of loan quotas, with loan quotas of 50,000-200,000 yuan.
This answer is given by Baidu. I hope it helps you. Like Alibaba's ant lending and Tencent's official WeChat micro-loan, Baidu's spending money is the credit service slogan of Xiaoman Finance (formerly Baidu Finance), which belongs to large enterprises and well-known brands, reliable and safe, not only with low annual interest rate but also very reliable. With the help of Baidu's search technology and situational advantages, Baidu has the money to apply artificial intelligence big data risk control technology, accumulating more than 400 billion, providing convenient, convenient and assured Internet technology credit services for thousands of customers.