Domestic card issuance belongs to UnionPay multi-currency debit card products and has the functions of UnionPay multi-currency debit card products:

1, used overseas, paid in original currency.

(1) Overseas merchants can use US dollars, euros, Japanese yen, Hong Kong dollars, British pounds, Canadian dollars, Australian dollars, Swiss krona, Singapore dollars, Macao dollars, Korean won, Danish krona, Norwegian krona, New Zealand dollars, Philippine peso, Russian rouble, Swedish krona, Thai baht and South African rand to withdraw cash.

(2) If the transaction currency is not within the above-mentioned foreign currency range, or there is no balance or insufficient balance in the transaction currency account in the card, the RMB account funds will be automatically used to complete the payment.

(3) As long as the balance in the card is sufficient, you don't have to worry about the insufficient credit card limit and enjoy the convenience of payment.

2, the application is simple, get the card immediately.

There is no need to provide many financial documents such as income certificate, real estate certificate and bank financial assets certificate. And with my valid identity certificate, I can meet the needs of customers to travel abroad quickly.

3. Smart chips and cards are safer.

(1) The smart chip technology of UnionPay standard financial IC card can effectively prevent the information in the card from being stolen and forged, and the transaction is more secure.

(2) At the same time, it supports UnionPay's "China UnionPay Express", which can be used in convenience stores, fast food restaurants and other places to pay quickly.

4. Services with regional characteristics.

(1) BOC (Guangdong, Shenzhen) customers apply for theme cards, which meet the three-tier wealth system and can enjoy certain discount on foreign exchange settlement spread. (The specific discount is subject to the implementation of the branch)

(2) Bank of China Shenzhen Branch issues a card with the logo of "shenzhen tong" and enjoys the service of shenzhen tong.

(3) For details about the issuance of BOC cards in Macau and Hong Kong, please consult the local BOC outlets.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.