Insurance age: 30 days after birth -55 years old.

Insurance period: to 8 1 year.

Payment term: wholesale payment, March 5, 10, 15.

I. Basic responsibilities

1. Survival fund:

Return the basic insurance amount ×9% after the hesitation period.

Return it every two years before the age of 60 (basic insurance amount+accumulated dividend insurance amount) ×9%

Annual return from 60 to 8 1 year (basic insurance amount+accumulated dividend insurance amount) × 10%

2. Death or total disability insurance:

In case of death or total disability due to illness within one year, the company will refund the paid basic liability insurance premium without interest, and deduct the received survival insurance premium; After one year, due to death or total disability due to accidental injury or illness, 65438+ 005% of the basic liability insurance premium paid+the cash value of the accumulated bonus insurance amount will be paid.

3. Exemption from accidental death and total disability of the insured: 18-60 years old, due to accidental death or total disability, the insured is exempted from paying the renewal premium of the basic responsibility.

For example, at the age of 30, a gentleman insured himself with a "wealth omnipotence" financial plan, with an annual payment of 28,800 yuan, a guaranteed amount of 65,438+10,000 yuan, and a payment period of 10 year.

Statement of interest:

1, survival payment: basic insurance amount after the hesitation period ×9%=9000 yuan.

Receive (basic insurance amount+accumulated dividend insurance amount) ×9% every two years to 60 years old, * * * receive 9000 yuan/time × 15 times = 135000 yuan+dividend.

60 to 8 1 year-old, receive (basic insurance amount+accumulated dividend insurance amount) × 10%, * * * receive 10000 yuan/time× 22 times =220000 yuan+dividend.

When 8 1 year-old expires, he will receive the basic responsibility termination bonus in one lump sum.

All the above refund funds will automatically enter the main account of the gold housekeeper, with daily interest and monthly compound interest, so as to realize the second appreciation.

2. Life guarantee: In case of death or total disability due to illness within one year, the company will refund the paid basic liability insurance premium without interest, and deduct the received survival insurance premium; After one year, due to accidental injury, death or total disability due to illness, 65438+ 005% of basic liability insurance premium paid+cash value of accumulated bonus insurance amount will be paid.

3. Special care: If the insured is under 60 years old and dies or is totally disabled due to an accident, the subsequent premium will be exempted.

The four slogans of wealth are: everything is careful, get it quickly, get more, pay it back quickly, and it is easier to remember.

For example, a child buys from the age of 0, saves 26,700 yuan a year and pays 10 years. If he doesn't take it, he will earn interest every day and compound interest every month. By the time he reaches the age of 865,438+0, he will get more than 654,380+0.4 million yuan.