For guaranteed insurance, the annual payment should be 10% of your annual income, up to 20%, so it is enough for you to pay more than 2000 yuan a year.

Delete 1, 30,000 life insurance+90,000 term life insurance, and read as follows

65438+100000 accident insurance+65438+100000 accidental medical expenses+80000 critical illness insurance+social pooling supplementary hospitalization medical insurance.

(Social overall supplementary hospitalization medical insurance is an insurance for those who participate in social medical insurance to reimburse the individual-paid part of medical insurance, self-funded drugs and self-funded medical treatment projects. )

Reinsurance life insurance is a kind of repetition because it protects against major diseases and accidents.

2. The coverage of accident insurance (disability or burn) is 50,000+5,000 for accidental medical treatment.

3. Prudential is a Sino-British joint venture, which is generally acceptable.

Don't buy it in Guangdong, it will be inconvenient to claim compensation.

If he really treats you as a friend and doesn't buy his, he will also serve you.

When you buy consumer insurance, you must want to get a quick settlement in case of an accident. I suggest you consider He Zhong life insurance. Their slogan is "He Zhong Insurance, it's not difficult to settle claims", and He Zhong Life was rated as "the fastest life insurance company" in 2007.

In addition, PICC China People's Health Insurance Co., Ltd. is a professional health insurance institution, which is also very good.