When buying funds, many funds are told that they need to be held for a long time, but they are at a loss. Which funds are suitable for long-term holding? What fund is suitable for long-term holding? So today, Bian Xiao is here to sort out the relevant knowledge of the fund for everyone. Let's have a look!
Which funds are suitable for long-term holding?
There are many kinds of funds. When buying funds, we should judge which funds are suitable for long-term holding from our own needs. If you are a conservative investor and don't want to bear any losses, then you can consider money funds or pure debt funds.
If you hold a money fund or a pure debt fund for a long time, your general income is relatively stable and you are more likely to make money. If you are an aggressive investor, you can consider high-risk fund types, such as stock funds, index funds and hybrid funds. These funds are relatively risky, but their returns are relatively high.
The above is just to teach you to choose the right fund type. Choosing the right fund to hold for a long time will increase the probability of making money, and then choose the fund. When choosing a fund, you can consider top funds.
Although ranking doesn't mean anything, good funds don't always rank low. The top-ranked funds also have reference value. Secondly, we should choose a good fund manager. The fund is managed by the fund manager. It is very important to choose a good fund manager. It can be analyzed from the aspects of fund manager's working years and rate of return.
What is the daily interest of the 5 million stock fund?
The daily interest of 5 million stock funds mainly depends on the fund's increase. Generally, the increase of equity funds is above 1% ~ 8%. If calculated according to the moderate increase, assuming that it is 3% and the purchase amount is 5 million, then the money earned in one day is: 5 million _ _ 3% =150,000 yuan.
Then, if the increase is 4% and the purchase amount is 5 million, then the money earned in one day is: 5,000,000 _ _ 4% = 200,000 yuan, and the money earned is relatively large, but it should be noted that stock funds fluctuate greatly. When the market is bad, the losses are the same, and how much you can earn.
Is it appropriate for 5 million to buy stock funds?
If investors pursue high returns, high risks and can bear the possibility of losses, then it is appropriate to buy a stock fund of 5 million yuan. If investors don't want to take great risks and mainly pursue stable returns, it is not appropriate.
Because 5 million is a relatively large sum of money, and the stock fund fluctuates greatly every day, if it falls by 100% a year, it will be a loss of 5 million a year, which is very risky. When managing money, we should not only see the benefits, but also the risks.
How can I invest in a fund with only ten thousand dollars?
If you only have 10,000 yuan, how to invest in the fund depends on your own needs. There are many types of funds, and different funds correspond to different risks and benefits. So, first of all, you should know the types of funds and what your needs are. It is best to find the right one.
For example, if you can't take great risks, you don't manage your money at ordinary times, your money is in your bank card, and you are afraid of losing money, but you want to make some money, you can consider the money fund.
A money fund is a fund that invests in the money market. It has the characteristics of low risk and stable income. Long-term holding is more likely to make money and less likely to lose money, which is more suitable for conservative investors.
Then, if you can bear certain risks, have a certain understanding of funds and want to pursue certain returns, you can consider high-risk stock funds, but when buying, don't buy all the 10 thousand stock funds, you can use fund portfolio to reduce risks.
You can consider a combination of 3,000 monetary funds and 7,000 stock funds, which can give consideration to both risks and benefits. However, it should be noted that stock funds invest in stocks with great risks. If the market is not good, you may suffer heavy losses, so you should think clearly when buying.
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