Any bank has both good and bad sides. Can't generalize, generalize. We should treat it rationally, split it in two and analyze its advantages and disadvantages. Industrial Bank is a regular bank. Approved by the People's Bank of the State Council, People's Republic of China (PRC) and China, it was established on August, 2008 1988. Industrial Bank is the first joint-stock commercial bank in Chinese mainland. Since its establishment, it has become one of the few national joint-stock commercial banks in China and has been well received by all walks of life at home and abroad.

Advantages of Industrial Bank Credit Card:

Save money: Under normal circumstances, the credit card of Industrial Bank has to pay an annual fee, but it also offers annual fee concessions. The Industrial Bank credit card handled in the first year can enjoy the annual fee-free policy. You can also waive the annual fee for the next year in the first year. As long as you swipe your card five times with any amount of Industrial Credit Card, you can save a lot of annual fees and enjoy it for free.

Large amount: customers generally do not choose a small Industrial Bank credit card. The maximum credit card limit of Industrial Bank Jinpu Card can reach 50,000 yuan, and there is no trouble of low credit limit.

Points: Industrial Bank will provide points for customers' credit card consumption, and customers can get gifts through the corresponding points provided by Industrial Bank. After the card expires, the cardholder will renew the card and the points will be renewed automatically.

Simple: The application process of Industrial Bank's credit card is very simple, and there is no need to provide guarantor and deposit. Industrial Bank can issue credit cards according to the applicant's personal credit situation.

Extensiveness: Industrial Bank credit cards can be consumed by special merchants with UnionPay logo nationwide, and can also be withdrawn from ATMs with UnionPay logo nationwide.

Security: In order to ensure the security of customers' cards, customers can enjoy the security guarantee of zero card loss risk.

Convenience: customers don't have to travel around for repayment, and they can also realize the inter-bank repayment business of Industrial Bank's credit card.

Speediness: Under normal circumstances, in order to avoid overdue repayment, early repayment and transfer, the bank card of Industrial Bank can be received in real time. ：

Industrial Bank Credit Card Application Conditions

1, aged between 18 and 60 years old. If you apply for an online credit card, it needs to be between 22 and 60;

2. Have full capacity for civil conduct;

3. Cardholder 14 years old;

4. Personal credit is good, and it is best not to have overdue records;

5. Have a stable income and job;

6. The applicant has a local branch of Industrial Bank.

In addition, if the applicant can provide more financial proof, Industrial Bank will increase your credit card limit according to your financial situation.