The Code consists of four chapters and 21 articles, which put forward more comprehensive self-discipline requirements for members of the banking and insurance industries from four aspects: general principles, clean management, clean management norms and supplementary provisions, and further improved the self-discipline system for building a clean government.
First, the system.
Shaanxi commercial banks, rural credit cooperatives and other financial institutions and policy banks that absorb public deposits, insurance companies engaged in property insurance and life insurance business in Shaanxi, and financial institutions such as financial asset management companies, trust companies, finance companies, auto financing companies, financial leasing companies and insurance professional intermediaries established with the approval of banking and insurance supervision and management institutions. Personnel. On-the-job employees who have signed labor contracts with banking and insurance financial institutions in Shaanxi, members of the board of directors, members of the board of supervisors and senior managers of banking and insurance financial institutions, and other personnel employed by banking and insurance financial institutions or directly engaged in financial business by signing agreements with labor intermediary institutions belong to the scope of personnel specified in this Code.
Second, the management of honest practice.
According to the Code of Practice, all banks and insurance financial institutions bear the main responsibility for the behavior management of their employees; All banking and insurance financial institutions should strengthen the management of employees' behavior, so that they can maintain good professional ethics and always maintain a clean work style; Clarify the division of responsibilities of the board of directors, the board of supervisors, the senior management and relevant functional departments in the management of clean and honest employment, and assume corresponding responsibilities; In the recruitment of employees, especially the recruitment of directors (directors) and senior managers, as well as the inspection procedures, it is important to investigate whether there are records that violate the relevant provisions of honest practice; A reporting system should be established to encourage employees to actively resist, intercept and report all kinds of behaviors that violate the rules of honest practice; Employees who violate this code shall be dealt with in time and held accountable, and relevant responsible persons with management responsibilities shall be held accountable as appropriate. At the same time, it is stipulated that resignees or retirees who terminate or terminate their labor contracts with their own units shall still be held accountable in accordance with the provisions if they find that they have violated the relevant provisions on honesty during their work, or they shall be handed over to relevant departments or organizations for accountability as appropriate.
Third, in terms of honesty,
The Code puts forward detailed and clear requirements for employees of banking and insurance financial institutions to be honest in business through eight aspects: convenience of authority and position, contact with customers, engaging in profit-making activities, management and use of state and public property, selection and employment, confidentiality management, interest transfer and gift surrender, and achieves clear and well-founded provisions.
The formulation and publication of the Code of Integrity in Shaanxi Banking and Insurance Industry will effectively regulate the behavior of employees, continuously improve the work style of banking and insurance financial institutions, further promote the construction of integrity financial culture in Shaanxi Banking and Insurance Industry, and promote the healthy development of banking and insurance industry.