Pay social security for residents: the social security bureau at the place of residence registration generally includes residents' medical insurance and residents' endowment insurance.

Pay employee social security as a flexible employee: pay in the social security department of the place of residence, with the same treatment as employee social security, generally including employee medical insurance and employee pension insurance, and some places support payment in different places.

Another warm reminder is that in some places, individuals have to pay unemployment insurance when buying social security, such as Beijing.

Next, let's take Beijing household registration as an example to explain the most important medical aspects in detail.

Lao Wang, 30 years old, registered in Beijing, recently resigned from the company and intends to start his own business.

How to pay medical insurance and reimburse more?

Lao Wang used to go to work, and both individuals and companies paid for medical insurance. The company pays most, and the individual bears a small part. Now that he is a freelancer, he has to pay for his own medical insurance.

According to the latest policy in Beijing, the rules for individuals to pay medical insurance are as follows:

Pay residents' medical insurance. Working-age residents pay employee medical insurance 580 yuan every year, 485.66 yuan a month, about 5,828 yuan 1 year. In terms of price, residents' medical insurance is cheaper, and employees' medical insurance 1 year is more than 5,000 yuan.

However, employee health insurance has two very real benefits.

(1) Employee medical insurance is effective for a long time.

In Beijing, men pay employees medical insurance for 25 years, and women have sex for 20 years. After retirement, you can enjoy the treatment of medical insurance reimbursement for life, and you don't have to pay any more.

We also sorted out the requirements for the payment period of employees' medical insurance in 3 1 provinces and cities nationwide. You can refer to the table.

(2) Employees' medical insurance reimbursement treatment is better.

The price of residents' medical insurance is only a few hundred dollars a year, and the reimbursement deductible line is also very low. However, compared with comprehensive reimbursement, employee medical insurance has more advantages.