As long as it is civilized and standardized, debt collection is legal. The creditor may bring the original loan contract. If the debtor fails to repay the loan, it shall also require the debtor to sign the contract, explain the reasons for the non-repayment and sign the name and date, which may interrupt the limitation of action. It should be noted that creditors should refrain from being rational and avoid accidents with debtors in extreme ways and behaviors.

As far as debt collection is concerned, prosecution is undoubtedly the best way and the most effective way, because with the support of court enforcement, such protection will make the exercise of power smoother and more convenient.