Moonlight clan is also used to describe people who don't make much money and their monthly income can only maintain basic monthly expenses. "Moonlight family" is relative to depositors who try to save some money. The slogan of the moonlight clan is, use as much as you earn, eat and use up, and be healthy. This word is neutral, and there is no absolute distinction between praise and criticism. The younger generation experienced "moonlight clan", "ahead of consumption" and then "deposit anxiety".
Moonlight people are generally the younger generation, which is different from their parents' frugal consumption concept. Moonlight people spend money not only to express their crazy love for material life, but also to make money. The older generation thinks that it is better to save than to earn, and they are saddened by their actions, and their motto is, earn more if you can spend, and enjoy it when you use it.
Premature consumption; excessive consumption
Advance consumption means that the current income level is not enough to buy the products or services needed now, and consumption is made in the form of installment payment and advance payment. Also known as consumption advance and consumption precocity, it refers to a kind of consumption behavior that residents' consumption level exceeds the social and economic development level of their country at the same period, and when they exceed their temporary income ability, they will advance their future income to the present consumption. Although this kind of consumption has a certain stimulating effect on economic development in a certain period, it needs to guide people's consumption behavior scientifically.
By leading consumption, we can drive new consumption hotspots, expand market demand, make the consumption structure more reasonable, in turn, promote the growth of production and keep a virtuous circle of production and consumption. Secondly, consumption in advance can improve the utilization rate of funds, and only the funds that really enter the market can have the due value of money itself.
Reference to the above content: Baidu Encyclopedia-Moonlight Family