After you are laid off, you buy out the old-age insurance, so you must pay the medical insurance for 25 years before you can go through the retirement formalities and enjoy the medical insurance for life. Medical insurance and endowment insurance are two departments with different scores. Your pension insurance is bought out, which means that you have bought at least 15 payment period. At this time, as long as you reach the legal retirement age, you can go through retirement procedures, but your medical insurance must be paid continuously for 25 years, and you can enjoy it for life after retirement. So you need to know how many years of health insurance you have to pay after retirement. First of all, you should check how many years your medical insurance has been paid.
2. Laid-off workers buy out endowment insurance. Buy-out laid-off workers need to carry:
1, original household registration book 2, original ID card 3, and certificate of termination of labor contract.
Ii./kloc-people over 0/8 who have never participated in medical insurance should bring:
1, original household registration book 2, original ID card
Three, for medical insurance retirement procedures need to carry:
1, original household registration book 2, original ID card 3, original retirement certificate 4, original second-generation medical insurance card.
Four, retirees need to participate in the new medical insurance:
1, original household registration book 2, original ID card 3 and original retirement certificate.
Five, for medical insurance retirement conditions to meet:
1, after obtaining the pension insurance retirement certificate;
2. The payment period of basic medical insurance is 30 years for men and 25 years for women;
3. The actual payment period is not less than 15 years;
4, did not participate in the pension insurance requirements to reach the statutory retirement age;
5. All the above conditions must be met.
Six, medical insurance transfer (demobilized soldiers) need to carry:
1, original medical insurance certificate 2, medical insurance change information form 3, original household registration book 4, original ID card 5, certificate of termination of labor contract
Seven, medical insurance transfer needs to carry:
1, the original household registration book 2, the original ID card 3, and the proof of payment from different places.
Eight, transfer units need to carry:
1, company acceptance certificate 2, my ID card 3, the original of my second-generation medical insurance card.
Nine, death surrender need to carry:
1, death certificate 2, household register of immediate family 3. If you need to refund the fee, you need to bring the original second-generation medical insurance card of immediate family.
3. What should I do if I am laid off and bought out? I am retired now, but I don't have medical insurance.
Need to be treated differently:
1. For individual employees with flexible employment: if they are interrupted due to personal reasons, they will not be paid back. When they re-join the insurance, they will enjoy medical insurance benefits as new participants.
2. For employees of the unit: if an individual insured person owes money due to the employer's reasons, he can make up the personal medical account and calculate the payment period of medical insurance according to the regulations, but the medical expenses incurred during the payment period shall be borne by the employer: if the employer fails to pay social insurance premiums as a whole, the medical expenses incurred during the original arrears period can only be paid back according to the regulations, and the insured employees who pay separately will not be paid back.
4. Provisions on Buying Out the Social Security Payment of Laid-off Workers The national buyout of the length of service of laid-off workers refers to a special product that appeared during the system reform of state-owned enterprises and collective enterprises in China from 1995 to 2002. At that time, in order to solve the problem of redundant staff, the labor contract was terminated by means of compensation and resettlement, and the workers were pushed to the society. Some compensation methods are given as follows:
First, the re-employment service center enjoys the basic living expenses of two years of trusteeship subsidies, provides them with free re-employment training, and then recommends jobs.
Second, the government subsidizes social security expenses.
Third, the length of service before the buyout is equal to the social security payment period.
5. Medical insurance for laid-off workers. 1. What about the winter heating bill after buying out the length of service?
After buying out the length of service, whether there is heating compensation in different regions is different, and there is no unified standard in the country. The parties may consult the labor management department.
Guiding opinions on the pilot work of urban heating system reform.
Stop welfare heating and commercialize and monetize heat.
(4) Stop the system of heating for employees by the housing property unit or the unit where the employees work, and change it to the household (user) to pay directly to the heating enterprise for heating, and implement heat commercialization.
(five) after the welfare heating stops, the heating costs will be raised through multiple channels, which will be shared by the government, units and individuals; All levels of finance, units for staff heating costs as heating subsidies by the unit directly to employees and retirees, change "hidden" to "dominant", heating subsidies can be charged in the cost.
(six) actively and steadily carry out the pilot project of heating subsidies for employees. On-the-job staff and retirees of government agencies and institutions should comprehensively consider factors such as employee housing standards, average price of urban heating, heating period, income level of employees, and local financial affordability. , reasonably determine the overall subsidy level, subsidy standard and payment method of all kinds of personnel. The people's governments of pilot cities make calculations according to local actual conditions, put forward specific opinions and report them to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval before implementation, and report them to the inter-ministerial coordination leading group for urban heating system reform for the record. The heating subsidy standard and subsidy method for enterprise employees and retirees can be determined by referring to the heating subsidy scheme for employees of local organs and institutions, combined with the specific conditions of enterprise employees' housing conditions.
Second, Beijing heating compensation payment standard
Notice of Beijing Municipal Bureau of Labor and Social Security on Adjusting the Winter Heating Subsidy Standard for Employees
County Labor and Social Security Bureau, Personnel Bureau, Finance Bureau, personnel departments of municipal units, competent bureaus of enterprises, labor department of head office, central enterprises in Beijing and enterprises under separate state planning:
According to the actual situation of the liberalization of civil fuel prices in our city, with the approval of the municipal government, since the winter of 2008, the standard of winter heating subsidies for employees in this city has been adjusted. The relevant issues are hereby notified as follows:
First, the heating subsidy standard in the area within the Great Wall of this city is raised from 200 yuan to 400 yuan per person per year.
Two, Huairou, Pinggu District and Miyun, Yanqing County, the Great Wall outside the heating subsidy standards from the original 220 yuan to 440 yuan.
Three, belongs to the scope of subsidies for heating costs of construction, municipal construction enterprise employees, because of on-site construction can't go home to live in the dormitory, by the unit every year to deduct 130 yuan as heating costs for employees living in the dormitory, the rest belongs to the employees themselves.
Four, adjust the winter heating subsidies to increase spending, still according to the original provisions of the funding channels to solve. If the heating subsidy has been paid in the heating season from 2008 to 2009, the difference should be reissued according to the new standard; If it has not been released, it should be released according to the new standard.
5. Other relevant issues are still implemented according to the Notice of Beijing Municipal Labor Bureau, Beijing Municipal Bureau of Finance and Taxation and Beijing Housing Management Bureau on the Measures for the Payment of Winter Heating Subsidies for Staff Dormitories ((80) Shi Lao Jian Zi No.260, (80) Cai Shi Xing Zi No.895, (80) Shi Fang Tong Zi No.465438).
Six, this notice shall be implemented as of the date of issuance.
Beijing Municipal Bureau of Labor and Social Security
Beijing Personnel Bureau and Beijing Finance Bureau
December 30th, two _ _ eight years
Third, the advantages of collective heating
1, the most obvious advantage of collective heating lies in the integration of resources, so as to save energy and improve energy utilization. With collective heating, the energy utilization rate can reach 80%. Although China is a big energy country, with the development of industry and the surge of population in recent years, the energy supply has been in short supply. We all know that coal and natural gas have been formed for a long time and belong to non-renewable resources. Once used up, it takes a long time to form again. Saving energy has become the theme of the times. Central heating reduces the loss of energy transmission to many places, and mature technology can greatly improve the energy utilization rate. Energy saving is realized to a great extent.
The second advantage of central heating is that it protects the environment. With central heating, all residents in a city or a unit can only use one or several heat sources, which changes the pattern of multiple heat sources and pollution. On the other hand, it is also conducive to the optimal layout of urban mounds. When choosing the address of heat source, you can choose the place with the least pollution to the city, which is conducive to the improvement of urban air quality and people's living environment.
3, convenient, safe, cheap, 24-hour heating.
6. Laid-off workers can retire at the age of 50 and have a pension. Whether an employee can retire at the age of 50 after buying out the length of service depends on the employee's own situation. When a female employee reaches the age of 50 and the accumulated payment period of social security must reach at least 15 years (or regarded as the payment period of basic old-age insurance 15 years), she can go through retirement procedures and enjoy retirement benefits. 1. According to the relevant policies of the national basic old-age insurance for employees, there are two situations for employees to enjoy the basic pension after retirement:
One is to reach the statutory retirement age (60 years for male employees, 50 years for female employees and 55 years for female cadres), and the other is to achieve at least 15 years for the accumulated payment period.
2 according to the relevant policies and regulations of the state and people's governments at all levels on solving the problems left over from the history of enterprise restructuring.
7. Buying out the endowment insurance for laid-off workers may have an impact on retirement after buying out the length of service. You can refer to the retirement of employees in enterprises in China.
To receive social security pension on a monthly basis, two conditions need to be met.
1, the cumulative individual insurance payment period should generally reach 15 years (for the old employees, if they have continuous service recognized by the state in the past, the corresponding years can be regarded as payment. In addition, according to the regulations, you will participate in the basic old-age insurance before June 30, 1998, and reach the retirement age stipulated by the state before June 30, 20 13, requiring the cumulative payment period to be 10).
2 to reach the retirement age stipulated by the state (60 years for men, 55 years for women cadres and 50 years for workers).
There are two ways to go through the pension collection procedures. First, the employees of the employing unit shall go to the social security agency in the month when they meet the retirement conditions; Second, three months before the social unemployed meet the retirement conditions, they should apply to the district retirement institution where the household registration is located.
8. How many years have laid-off workers bought out medical insurance? Retirement units buy out the length of service after bankruptcy, so employees still do it. Normal pension insurance for retired employees.
Flexible employees actually participate in employee pension insurance. There is no essential difference between them and enterprise employees. The only difference is that there is a certain difference in the retirement age of women. Because our country has issued relevant document policies, which mainly stipulate that women with flexible employment can only retire at the age of 55, but in fact the retirement age of women stipulated by law is 50, so there are certain policy differences in this respect.
However, if it is aimed at laid-off workers and then become flexible employees, according to national regulations, they can still retire directly at the age of 50, but it is enough to meet the requirements of accumulated payment period 15 years.
Therefore, apart from this difference in retirement age, in fact, his payment period includes the payment base, and the pension payment method is the same in all aspects. That is to say, even after changing to flexible employment, as long as you participate in the insurance normally every year, it will not affect your pension benefits.
9. What is the laid-off workers retirement medical insurance policy?
1. Laid-off workers (male and female) who have worked for more than 30 years, undergraduates who have worked for more than 26 years, junior college students who have worked for more than 27 years, and graduate students who have worked for more than 25 years receive the basic living expenses of about 600 yuan every month. After reaching the age of "early quasi-retirement", you can choose to retire on your own or not;
If I choose to retire early, I will stop paying the basic living expenses and pay according to my retirement salary.
If I am willing to take the basic living expenses, the basic living expenses will stop by myself until I officially retire.
The current policies for older laid-off workers include: conditional payment of living expenses; Choose to retire after reaching the early retirement age; Individuals who reach early or normal retirement age are unwilling to pay pensions.
The Interim Measures for the Retirement and Resignation of Workers and the Interim Measures for the Resettlement of Old, Weak, Sick and Disabled Cadres (Guo Fa [1978] 104) stipulate that retirement can be handled under the following circumstances:
(1) Male cadres and workers are over 60 years old, female cadres and workers are over 55 years old, and female employees are over 50 years old, with continuous service or working years 10 year.
(2) Workers who are engaged in underground, high altitude, high temperature, heavy physical labor and other jobs harmful to health, men are over 55 years old, women are over 45 years old, and their continuous working years or working years are over 10 years.
(3) Workers who have worked continuously for 10 years, and have been completely incapacitated by the hospital and confirmed by the labor appraisal committee.
(4) Disabled due to work and completely incapacitated by hospital appraisal (the laborer is confirmed by the labor appraisal committee).
10. It is an enterprise behavior that how to pay the laid-off workers' medical insurance buyout length of service, which requires the enterprise and the employees to reach an agreement through consultation. Enterprises need to pay certain economic compensation or compensation to employees when they buy out the length of service. The level of employees' pension and medical insurance is directly related to their payment years, payment base and the average salary of employees in the previous year when they retire. The so-called buyout did not cause the loss of the length of service of employees, and the previous payment period continued to be valid.
Article 46 of the Labor Contract Law is under any of the following circumstances, the employer shall pay economic compensation to the employee:
(1) The laborer terminates the labor contract in accordance with the provisions of Article 38 of this Law;
(2) The employing unit proposes to terminate the labor contract with the laborer in accordance with the provisions of Article 36 of this Law, and the labor contract is terminated through consultation with the laborer;
(3) The employer terminates the labor contract in accordance with the provisions of Article 40 of this Law (dismissing the incompetent);
(4) The employer terminates the labor contract in accordance with the provisions of the first paragraph of Article 41 of this Law;
(5) Unless the employer maintains or improves the conditions stipulated in the labor contract to renew the labor contract, and the employee does not agree to renew it,
Terminating a fixed-term labor contract in accordance with the provisions of the first paragraph of Article 44 of this Law;
(6) The labor contract is terminated in accordance with the provisions of Item 4 and Item 5 of Article 44 of this Law;
(seven) other circumstances stipulated by laws and administrative regulations.