Hello! We recommend you to apply for our National Treasure Credit Card, Hyun Mengmeng Platinum Card, You Ran Platinum Card, Jujube Tiangong Credit Card, Emoji Credit Card, Global Business Travel Credit Card and other card products. You can enjoy your rights and enjoy your consumption by holding a card. Wish you a happy greeting card!
Tips: After passing the preliminary examination, you need to go to our outlets to complete the face-to-face interview, and provide relevant personal credit materials during the face-to-face interview, which will help improve the approval amount. Thank you for your support of our credit card!
(Answer time: 202 1 year 65438+February 2 1 day, depending on the actual situation. )
Excuse me, is the credit card approved by Agricultural Bank of China good?
Agricultural Bank of China credit card application conditions: at least 18 years old; No bad credit record; Have a fixed work certificate and other financial certificates, such as real estate, cars, stocks, bonds, etc. You can handle it quickly if you meet the conditions.
The card can be released quickly if the following conditions are met:
1, excellent occupation: civil servants, employees of public institutions, doctors, employees of Fortune 500 companies, etc. More likely to apply for ABC credit card.
2. Good historical credit record: A good historical credit record is a mandatory requirement. Banks mainly look at your personal credit card use/repayment information and loan information, as well as personal telecommunications, water, electricity, gas and other payment information If you have a bad credit record, it will be difficult to apply for an ABC credit card.
3, income stability: not the higher the salary, the better! The general principles followed by the credit center in scoring income are: civil servants are superior to ordinary people; Large state-owned enterprises are better than other enterprises; Sustained and stable middle income is better than unstable high income; It is better to pay by bank card than by cash.
4. Have a fixed residence: it is best to have a copy of the real estate license; Sometimes a copy of the real estate license is not provided. If there is a mortgage in the bank, the credit card credit center will also find it; Another is renting a house. If you can provide the bills of water, electricity, coal and communication fees in your name within a certain period of time, it will also help to improve your success rate in applying for a credit card.
More about the credit card approval of ABC? Go to: See more.
Is it easy to apply for ABC credit card?
Compared with ICBC and BOC, ABC's credit card is relatively easy to handle. However, only Puka and Gold Card are easy to handle, and the application threshold of ABC Platinum Card is very high. In order to successfully apply for ABC credit card, you need to meet the following conditions:
1. Excellent occupation: All civil servants, doctors, employees of top 500 enterprises and officials of public institutions can successfully apply for credit cards.
2. Fixed residence: To apply for the ABC credit card, the applicant must have a fixed residence, and a copy of the real estate license is required when submitting the application materials. If you rent a house, you only need to provide bills such as utilities and communication fees for a certain period of time.
3. Stable income: Although the higher the income, the greater the chance of success. However, in the process of giving you a comprehensive score, banks follow the following principles: bank card salary is better than cash salary, civil servants are better than ordinary people, large state-owned enterprises are better than other enterprises, and sustained and stable middle income is better than unstable high income.
4. Good credit record: In order to successfully apply for ABC credit card, the first prerequisite is to have a good credit record.
5. High contribution: banks are realistic. The higher your contribution to the bank, the easier it is to apply for a card.
How long can the ABC credit card be issued?
Agricultural Bank of China's credit cards are uniformly reviewed and issued by the Shanghai headquarters, which takes about 10 days, while the ordinary mailing process takes about 25 working days. If the card is delayed, it may be due to the following reasons:
1, after holidays, banks may be slow to issue cards;
2. The bank will handle the bank's high-quality customers first, and ordinary customers will queue up;
3. The reporting time of application materials is long;
4. The information filled in is not detailed enough, and bank verification is more complicated.
The credit cards launched by ABC are classified into ordinary cards, gold cards and platinum cards according to their grades. The higher the level of the card, the higher the requirements for the applicant's credit conditions, which is relatively more difficult. However, ABC's ordinary credit card and gold card are still very easy to handle. Applicants who have reached the age of 18 have a stable job and income, and the central bank has a good credit report, subject to the approval results of the Agricultural Bank.
Is it easy for ABC to apply for a credit card?
Credit card application is easy, bank quota is high, interest rate is low, and credit card online application is handled:
If you want to find a bank with the best credit card, you can choose from private banks, local banks and their co-branded cards, which is also a common cognition.
In addition, the development of credit card business in different banks is different. Generally speaking, there are many credit cards, so the threshold for application is relatively low and the probability of passing is relatively high.
When handling credit cards, many cardholders not only look at the threshold of handling cards, but also pay attention to the amount. After all, the larger the credit card amount, the more enjoyable it is to swipe the card, so many people want to apply for a credit card with a good amount.
Meituan joint credit card
Meituan co-branded credit card is a co-branded card jointly launched by the bank and Meituan. The credit limit of Meituan's joint credit card is generally 1 0,000-50,000 yuan, and the maximum credit limit is 50,000 yuan. (
Meituan joint credit card application
)
Meituan cooperated with Bank of Guangzhou, Bank of Jiangsu, Bank of Xiamen, Bank of Guilin, Bank of Shanghai and Bank of Qingdao to launch joint credit cards. The number of cooperative regional banks reached 14.
Cardholders can bind Meituan credit card on Meituan, and when spending on Meituan, they can use Meituan credit card to pay and enjoy relevant preferential activities.
If you are a senior user of Meituan, you often order takeout and group purchase, and you have certain spending power. You have applied for other bank credit cards and used them normally, so applying for the Meituan co-branded card is basically the second batch.
Meituan Credit Card can be used every day to deduct 6 yuan, and every takeaway can be deducted from 6 yuan for 90 consecutive days. Movies are 50% off every month, and credit card spending points can be automatically converted into the change of Meituan according to the standard of 10 yuan/100 yuan, which will be cashed on Tiantian Platform.
Bohai bank credit card
The credit card limit of Bohai Bank is: ordinary card limit1000-10000; Gold card amount10000-50000; The amount of platinum card is more than 50,000. It should be noted that the approval of credit line for credit card application is based on the applicant's actual situation, job stability, fixed income and so on. (
Bohai Bank Credit Card Application
)
Its products mainly include standard cards, Bohai Bank 5 1 joint credit cards, travel theme cards, house theme cards and family theme cards. The 5 1 joint credit card of China Bohai Bank is a UnionPay standard gold card, free of annual fee, with a maximum credit line of 654.38+10,000 yuan. The card does not have an interest-free repayment period, and it bears interest on a daily basis, and it can be repaid as it is borrowed, which flexibly meets the needs of cardholders such as++++,shopping and consumption.
Shanghai Pudong Development Bank Credit Card
The credit cards of Shanghai Pudong Development Bank are divided into ordinary cards, gold cards and platinum cards according to the card level. Generally, credit cards are between 3,000 and 50,000 yuan, gold cards are between10000 and 50,000 yuan, and platinum cards are above 50,000 yuan. (
Shanghai Pudong Development Bank Credit Card Application Form
)
The credit limit of Shanghai Pudong Development Bank's credit card is the credit limit given by the applicant through various evaluations, including: work, credit history, education level, asset status, etc. The better the evaluation project, the higher the credit card limit.
Hengfeng bank credit card
The credit card limit in hengfeng bank is generally: the credit card limit is between 3,000 yuan and 65,438 yuan+00,000 yuan. Gold card amount: 5000 -30000 yuan. Platinum card amount: 10000 -50000. (
Hengfeng bank credit card application
)
This article mainly talks about hengfeng bank Star Platinum Credit Card, which is a family-based credit card. With this card, it can provide cardholders and their families with a variety of rich rights and interests, such as comprehensive aviation protection, family personal health housekeeper, triple points on Wednesday, exclusive points cash back, UnionPay platinum courtesy and so on.
In terms of travel, Star Platinum Credit Card is also quite distinctive. With this card, cardholders and their families can enjoy global flight delay insurance in 300 yuan and air checked baggage delay insurance in 800 yuan for a single delay of two hours.
Is the Agricultural Bank credit card easy to handle?
It's basically easy.
China Agricultural Bank credit card application method:
1. Bring your valid ID and submit a credit card application directly to the bank outlet.
Second, log on to the bank website and enter the credit card page to apply online.
Third, apply through the bank credit card salesman.
Bank outlet application:
1. Applicants need to fill in the ABC credit card application form after finding the local ABC.
2. After filling in the relevant information in the application form, you need to submit the application form to the counter.
3. The bank will review the application qualification according to the application form, identity certificate and other valid documents submitted by the applicant. After the approval, the bank will handle the credit card for the applicant.
4. After the credit card is processed, the bank will mail the credit and card to the applicant's home, or call the applicant to pick up the credit card. Under normal circumstances, the application time of ABC's credit card can be completed within-weeks.
Applicants must fill in the Application Form for Jinsui Credit Card of Agricultural Bank of China and provide identification. Identity certificate refers to the original and photocopy of the applicant's valid identity certificate, work certificate and financial voucher. (Supplementary materials are required for special card types) and submitted to the business outlets of Agricultural Bank of China for handling. The more materials you submit, the more helpful it is for approval and credit extension. The specific materials required will vary from line to line. Please consult the account manager of the outlet for details, and the staff of Agricultural Bank will assist you to fill in and submit the credit card application materials.
Online credit card processing process of Agricultural Bank of China:
1. Log in to the credit card application page of Agricultural Bank with Android phone.
2. Select the card-issuing province and city, as well as the brand, features, media, grade, currency and other information of the application products, query and retrieve the required application products, and click the bid.
3. Fill in the application information according to the prompt and confirm whether you agree with the applicant.
4. After confirming the applicant's statement, you can click "Submit" to complete the application process and wait for the approval result.
5. After receiving the card receiving notice, the applicant must present a valid ID card to the agreed card receiving outlets for signature confirmation, card receiving and business opening.
The information should be truthfully filled in, and the bank will verify it in various ways. If it is false, it may be rejected.
The initial credit limit of ABC's credit card is generally not high (except VIP customers), mainly the accumulated credit limit, which can be increased after three months, provided that it is used much and returned in time. The more you use it, the higher it rises.
Is the Agricultural Bank credit card easy to handle?
China Agricultural Bank's credit card is easy to handle if it meets the requirements. Individuals who have reached the age of 18, have full capacity for civil conduct, and have a good credit status may apply to the issuing bank for a personal card master card with their valid identity documents and related materials.
Personal card holders can also apply for supplementary cards for individuals who have reached the age of 14. The cardholder of the main card has the right to request cancellation or stop payment of its supplementary card (except electronic cash account), and all transaction funds of the supplementary card are included in the main card account.
The applicant shall provide authentic and valid application materials to the issuing bank. The issuing bank has the right to ask you to provide one or more credit certification materials such as income certificate, work certificate and asset certificate; If the card is opened by way of guarantee, the identity information and guarantee information shall be provided in accordance with the relevant provisions of the guarantee business of Agricultural Bank of China.
Measures for the supervision and administration of credit card business of commercial banks Article 43 A customer who applies for the bank's credit card for the first time may not issue a card by automatic card issuance in the whole process. Credit card applicants should strictly review and strengthen risk prevention and control in the following situations:
(1) Leaving relevant suspicious information or criminal records in the identity information system;
(2) There is no credit record in the credit information system;
(3) Having a bad record in the credit information system;
(four) there are many bank loans or credit card credit records in the credit information system;
(5) Business travel cards and business shopping cards handled by the unit;
(6) Risk information obtained from other channels.
China Agricultural Bank logo
The logo used by Agricultural Bank of China was put into use on June 1 988165438+10/day.
The symbol of the Agricultural Bank of China is round, consisting of ancient Chinese coins and ears of wheat. Money in ancient times was money and banks; The ears of wheat symbolize agriculture, and they constitute the name elements of the Agricultural Bank.
The whole design is cylindrical, symbolizing the standardization of the operation of China Agricultural Bank as a state-owned commercial bank. The word "Tian" is formed in the middle of the wheat ear, and the dark and light patterns obviously form a half shape, which directly expresses the characteristics of the Agricultural Bank of China. The ears of wheat are up and the excircle is open, which gives people a sense of breakthrough and symbolizes the continuous development of Agricultural Bank of China.
The standard color of the emblem is green. The psychological characteristics of green are: natural, fresh, calm, comfortable, secure, trustworthy, reliable, fair, rational, ideal and simple, which reminds people of nature, life and growth; Green is the primary color of life, symbolizing vitality, development, eternity and steadiness, implying the honesty and efficiency of Agricultural Bank and the vigorous development of the cause of Agricultural Bank.
corporate culture
1. Mission: Serve agriculture, countryside and farmers, repay shareholders and achieve urban and rural employees.
2. Vision: To build an all-round international financial enterprise integrating urban and rural areas.
3.35 10 strategy: a world-class commercial bank based on local and global operation.
Fourth, the core values: integrity, stability and far-reaching.
Five, related ideas under the guidance of core values:
Business philosophy: market-oriented, customer-centered, benefit-oriented.
Management philosophy: details determine success or failure. Compliance creates value? Responsibility makes a career
Service concept: customer first, consistent.
Risk concept: violation is risk, and safety is benefit.
Talent view: having both ability and political integrity, based on morality, and Shang Xian putting ability first [1]
6. Slogan: Grow up with you, grow up with you.
This is the end of the introduction about how easy it is for ABC to apply for a credit card. I wonder if you found the information you need from it?