How much is China Life Xinyu Mantang?
Mr. Deng, 40 years old, has been insured by China Life Insurance (dividend-paying whole life insurance), and the annual payment is 10. Annual premium100000 yuan, and accumulated premium 12790 yuan. Paired with China Life Xinzunbao whole life insurance (Universal) (Celebration Edition). When Mr. Deng and the insurance company agree to receive the nursing payment at the age of 65, Mr. Deng can get the following benefits:
(1) Special survival allowance: Mr. Deng can receive a special survival allowance of 654.38+10,000 yuan when he is 45 years old.
(2) Annuity: when Mr. Deng is 46-64 years old, he can receive an annuity of 8088 yuan per year, and after 66 years old, he can receive 808.8 yuan per year.
(3) Love money: When Mr. Deng is 65 years old, he can receive love money 1 10,000 yuan.
(4) Death protection: if you die before the age of 65, pay the greater value of the current price and the premium paid. If he dies after the age of 65, he has to pay the current price.
(5) Accidental death insurance: if the death insurance has been paid after the age of 65, it will be paid12,790 yuan less the paid death insurance; If the death insurance premium is not paid, the basic insurance amount shall be paid 12790 yuan.
Introduction of Xinyu Mantang Universal Account
(1) Xin Zunbao Global Celebration Edition
Binding conditions: the first-year premium is more than 654.38+10,000 yuan.
Interest rate: minimum guaranteed interest rate: 2.5%; Expected settlement interest rate: 5.3%
(2) Xin Zunbao Universal Type A
Binding conditions: the first-year premium is greater than or equal to 1 ten thousand yuan.
Interest rate: minimum guaranteed interest rate: 2.5%; Expected settlement interest rate: 5.0%
(3) Xin Zunbao Universal Type C
Unbound condition
Interest rate: minimum guaranteed interest rate: 2.5%; Expected settlement interest rate: 4.0%
Bao Ge tip: How much is China Life Xinyu Mantang? The product price is affected by factors such as basic insurance amount and payment period. It is reported that the basic insurance amount of this product insured by a 40-year-old male is 12790 yuan, which is paid in 10 years. The annual premium100000 yuan, and the accumulated premium100000 yuan, of which the additional (universal) (celebration edition) premium is 50 yuan.