If the payment is not paid for more than half a year, the insurance contract will be terminated and there will be no guarantee provided by the insurance company. As for the relevant matters after the termination of the contract, you can look at the following information of Xinhua Life Insurance, hoping to help you:
Xinhua is a large life insurance company with many branches and institutional outlets all over the country. Xinhua Life Insurance Company sells a variety of insurance, mainly life insurance, critical illness insurance and annuity insurance.
Companies are mostly secondary, mainly depending on the products they sell. The products sold by Xinhua have a disadvantage that all offline products have-expensive, and there are not many other problems except a few products. In order to make it easier for everyone to understand this company, I analyzed a critical illness insurance advertised by this company:
Let's take a look at the protection content of health exemption C 1 through pictures:
As can be seen from the figure, Worry-Free Health C 1 has the following advantages:
1. As long as you are unfortunately diagnosed with serious illness or death in the first ten years, Xinhua Life Insurance Company will give you an extra 20% of the basic insurance coverage.
2. People suffering from six specific serious diseases can get the basic security of 120%.
This product also has these disadvantages:
1, the cost performance is not very high, and the products above 10000 only have some basic guarantee contents. The premium of 65,438+00,000 yuan is not affordable for ordinary working families.
2. The amount of compensation for minor illness is too small. Most critical illness insurance can reach more than 30%. The compensation ratio for mild illness of this product is only 20%, which is less than the average market ratio. Not worth it.
So I have compiled some cost-effective critical illness insurance products for your reference. If necessary, you can have a look: the top ten insurance companies' "worth buying" hot critical illness insurance inventory!
Some products are not cost-effective. I've arranged some for you: you can have a look if you need it.
That's the end of the question. I hope it works for you.