Method and time of repayment: 1. You can spend without deposit in advance and enjoy an interest-free repayment period of 25 days at the shortest and 56 days at the longest (except withdrawal and transfer). You can make repayment through online banking, telephone banking, ATM and self-service terminals. You can pay in full before the repayment period indicated in the statement, or you can choose the minimum repayment amount. After overdraft repayment, the credit limit will be automatically restored according to the repayment amount, and you can enjoy the credit life.
2. ICBC provides you with various installment payment methods, such as POS installment payment for special merchants, installment payment for ordinary consumption by telephone or counter at 95588, and mail order installment payment for recommended goods.
Other questions: Peony Food Card belongs to credit card, and there is an annual fee for credit card. If your food card is not activated, there is no annual fee. Activate the credit card, spend 5 times a year (regardless of the amount) or spend 5,000 yuan, free of the annual fee of the year. In addition, if your food card is not activated at present, you can directly call 95588- 1-6 to cancel it through the manual service of credit card, or you can cancel it at the local credit card center.