00 1: through financial management, the accounts are no longer chaotic. Before doing financial management, I was a typical "small rich" person. In terms of life, there is no problem with food and clothing, and you can have a petty bourgeoisie occasionally. You don't have much desire for material things, and you don't have lofty goals and ideals. Therefore, it is good to spend enough money now, and save it if you don't spend it. I don't know how many bank cards there are. It was not until I became the owner of my own house that I found that there were really many expenses at home. So, I started to use the mobile APP to keep accounts.
002: Learn to spend rationally through financial management. Because I keep detailed accounts, I will do asset inventory and financial analysis at the end of each month. Gradually, I know how many assets I have, how many liabilities I have, how much income I earn every month and how much money I spend. Gradually, I know which expenses are necessary and which can be saved; Gradually, I am more and more reluctant to spend money indiscriminately and spend more and more rationally.
003: Try to open source through financial management. I gradually understand that people have less time to make money and more time to spend money in this life, so people will inevitably encounter various risks such as accidents, unemployment and diseases in this life. So, I began to calculate how much money can be left after deducting the annual income, how much education money a child should prepare from childhood, and how much pension should be prepared to maintain the current living standard. As a result, I have the motivation to make money, and strive to open up sources while constantly reducing expenses, and have since embarked on a financial journey.
Hello, everyone, I am weird Nana, a communication king, a learning promoter and a personal growth practitioner.