Consumers stay away from illegal "agent surrender", please choose a regular agency to act as an agent. The propaganda slogan of agent surrender can be written as follows: consumers should stay away from illegal "agent surrender", please choose a formal agency. "Surrender by proxy" means that some institutions or individuals in society encourage and induce consumers to entrust their agents to "surrender by proxy" on the grounds of "surrender by proxy in full" for the purpose of illegal profits, and charge high fees, mainly involving traditional life insurance, health insurance and other personal insurance products.