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"Super complete! Everything you want to know about insurance is here.
First reveal the secret: What are the insurance contents of Zhuoyue Jinsheng Insurance Product Portfolio 2022?
Before making a comprehensive analysis, let's take a look at the basic morphological diagram of Zhuoyue Jinsheng Insurance Product Portfolio 2022:
Zhuoyue Jinsheng Insurance Product Portfolio 2022 belongs to the old-age security. If the insured is totally disabled or dies during the insurance period, he can get the total disability/death insurance money; If you can survive until the insurance expires, you can also get a refund on the expiration date.
At the same time, Zhuoyue Jinsheng Insurance Product Portfolio 2022 also supports the protection of the premium, and there is an exemption for the insured, and a universal account can be added to make more income.
Like other products, Zhuoyue Jinsheng Insurance Product Portfolio 2022 also has rights such as automatic payment and policy loan, which is very practical.
From a broader perspective, in fact, the advantages and disadvantages of Youjinsheng insurance product portfolio 2022 are still obvious.
& gt& gt Zhuoyue Jinsheng Insurance Product Portfolio Advantage 2022
1. Universal account guarantees high interest rate.
Zhuoyue Jinsheng Insurance Product Portfolio 2022 can promise to add a universal account, and can increase its value by compounding income. The guaranteed interest rate of the combined universal account can be almost increased to 3%, which is the best level in the market.
At present, the universal account guarantee interest rate of many products on the market is basically maintained at around 2.5%, which is 0.5% behind the excellent Jinsheng insurance product portfolio 2022.
You may think that 0.5% has little impact, but it actually causes the income gap. Under the rolling interest, the annual income of Youjinsheng insurance product portfolio in 2022 is obviously better than that of similar products.
2. The insurance age range is wide.
For many products on the market, the requirements for the insured age are not low. For most products, the maximum insurance age is 60 or 65, which is not very friendly for the elderly over 65.
Excellent Jinsheng insurance product portfolio 2022 is more loving. The maximum insured age is 75, which is very friendly to people aged 65-75.
3. The exemption of the insured is very considerate.
Zhuoyue Jinsheng Insurance Product Portfolio 2022 provides exemption for the insured. As long as the insured unfortunately dies unexpectedly or is completely disabled and is before the age of 70, the subsequent premium can be waived, and the insured still enjoys the right to follow-up protection.
The importance of free premium cannot be ignored by consumers. The specific details can be understood through the relevant contents of this article:
Will the premium be exempted? Do I have to choose insurance? 》
This paper introduces the advantages and disadvantages of Zhuoyue Jinsheng insurance product portfolio 2022. Let's dig it up.
& gt& gt Shortcomings of Zhuoyue Jinsheng Insurance Product Portfolio 2022
1, short warranty period.
Zhuoyue Jinsheng insurance product portfolio 2022 can only be guaranteed for 7 years. To put it bluntly, after the expiration of the guarantee period, if the insured wants to always have the protection of Zhuoyue Jinsheng Insurance Product Portfolio 2022, he can only buy insurance again.
If, during the insurance period, the insured has some painful symptoms and cannot meet the requirements of health notification, then there is the possibility of being refused insurance, which is extremely unfavorable to the insured.
The short guarantee period is undoubtedly a sigh for the excellent Jinsheng insurance product portfolio 2022.
2. There are few payment methods.
Zhuoyue Jinsheng Insurance Product Portfolio 2022 provides only two payment methods within 3/5 years: In fact, there are few payment methods.
Without discussing anything else, let's talk about the payment method of wholesale payment first. Many similar products in the market support this payment method, which can make people with high wages but unstable better use wholesale payment to plan cash flow.
However, the option of Zhuoyue Jinsheng Insurance Product Portfolio 2022 does not include bargaining, and the payment is indeed a single form.
So, is this excellent Jinsheng insurance product portfolio 2022 worth buying? The following article is the center!
If you want to fully arrange your own time, you can click on the link to see the evaluation focus directly:
Want to buy PICC Life Zhuoyue Jinsheng Insurance 2022 product portfolio? Pay attention to these details! 》
Second, answer: Is the value of Youjinsheng Insurance Product Portfolio 2022 worth starting with?
After knowing my senior's evaluation of Zhuoyue Jinsheng Insurance Product Portfolio 2022, I guess everyone's impression of this product is not so easy to forget, right?
The advantages and disadvantages of Zhuoyue Jinsheng insurance product portfolio 2022 are obvious. The advantages are that the universal account has a high guaranteed interest rate, a wide age, and intimate exemption protection for the insured. Its disadvantages are short guarantee time and few payment methods.
In other words, friends who are interested in purchasing Youjinsheng insurance product portfolio 2022 can also consider buying this product if you can accept these small problems.
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