In addition, the interest of social security loans is relatively low compared with other types of loans, and the loan period is not long, generally within three years. This kind of loan is generally used to solve the problem of short-term capital shortage, and the purpose of the loan is mostly consumption, such as buying a car, furniture, traveling abroad and studying abroad.
The use of social security loans needs to meet the following conditions:
1, and the age must be above 18 and below 60.
2. Good credit information is spotless.
3. The term and amount of social security payment meet the requirements of local banks or lending institutions.
4. Have a stable job and income, and have the ability to repay.
After meeting these conditions, you can apply for a loan. The process is as follows:
1. Bring your ID card, work certificate, bank account number, social security inquiry form, credit report and residence certificate to the local bank.
2. The bank will review the information and notify the lender to sign the contract if it meets the requirements.
3. Lend money after a certain working day.