Common mortgage loans are all applied for with movable or immovable property. Can intangible assets be loaned? How to use intangible assets to make loans?

It is understood that intangible assets can also apply for mortgage loans, such as intellectual property pledge loans. Simply put, an intellectual property pledge loan is to apply for a loan from a bank with your patent right, trademark right or copyright. Intellectual property loans are usually carefully evaluated by banks, which is determined by the particularity of collateral for intellectual property loans.

Introduction to the process of intellectual property pledge loan;

1. Enterprises apply for loans from banks and submit relevant materials;

2. Professional evaluation institutions evaluate intellectual property rights;

3. Acceptance, investigation and approval by banks;

4. After approval, the enterprise and the bank sign relevant contracts;

5. After the registration of intellectual property pledge, the bank issues loans.