Current location - Quotes Website - Collection of slogans - What does a home loan guarantor need to do?
What does a home loan guarantor need to do?
Family guarantor needs to meet:

I. Conditions of Guarantor

1. The guarantor must be between the ages of 18 and 65; 2. Have good credit and no loans overdue record; 3. Willingness to repay the loan instead of the borrower. If the borrower fails to repay in full and on time, the guarantor is willing to repay on his behalf; 4 have a stable income, and can provide proof of asset income to ensure the ability to repay the loan instead of the borrower.

2. Documents required as a guarantor

1, ID card, household registration book, marriage certificate, etc.

2. Warrants of collateral, such as real estate license.

3. Personal income certificate and work certificate, etc.

The creditor, the debtor and the guarantor shall sign a guarantee contract.

The loan guarantor refers to the behavior that the guarantor and the creditor agree that when the debtor fails to perform the debt, the guarantor will perform the debt or assume the responsibility according to the agreement.