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Avoid these seven financial disclosure behaviors.
Avoid these seven financial disclosure behaviors and save more than 20,000 yuan every year.

1, take care of your body.

Please take health as the first priority in life! Please take health as the first priority in life! Please take health as the first priority in life! This matter is really important, you must say it three times! ! ! You know, going to the hospital costs a lot of money. With a photo of 300-500 yuan as the base, thousands of serious illnesses will disappear. Besides, how can I work to make money when I am sick?

So be sure to pay attention to your health, eat more fruits and vegetables and coarse grains, and keep exercising to keep your body healthy. In addition, protect your teeth ~ it's expensive to see your teeth!

2. Don't buy luxury goods

Rich people buy luxury goods, more like buying daily necessities, but we finally bought them after saving them for months, and then offered them like our ancestors. For example, we bought a LV bag carefully, and we were afraid that it would get dirty on the table and put it on the ground. In fact, we buy that kind of luxury, and the rich don't look up to it at all, and the poor don't look up to it. Everyone is busy showing others what they have bought. How can we watch you show off? We have no place to show off.

Don't hoard too much.

I wonder if you feel the same way about hoarding paper, toothpaste and shampoo for daily use. Once there are too many things, you can't wait to run out. For example, I hoarded several bottles of shampoo, so every time I use it, I will squeeze a few more people, old and young. In the end, the money saved by promotion is not as much as we wasted.

It is good to buy skin care products and cosmetics when they are almost used up, especially those that have never been bought before. It is suggested to try a small sample first, and never buy a big bottle cheaply, in case it is not suitable for you, it will be more wasteful. Try not to buy fruits and vegetables for more than three days. When buying, think about whether you can finish reading it in three days. Don't buy a lot of fruits and vegetables that can't be eaten and go bad, and eventually throw them away, which wastes food and leaks money.

4. Be careful to pay for exquisiteness

Exquisiteness has become the strongest slogan of consumerism: every dress should be equipped with a bag, a lipstick and a perfume, and three sets of clothes (manicure, hairdressing and eyelash planting) are needed for the New Year. Let's spend as little as 300-500 yuan, as much as several thousand yuan, and empty our wallets a little.

But in fact, a lipstick perfume is enough for us to use for a long time If we buy a lot, they will expire before they are used up. In addition, after dyeing it black and straight, it gets in the way behind the manicure, and the nails can't breathe. Who knows whose eyelashes are uncomfortable! Save the money if you can. We won't live a fine life just because we bought a bunch of useless fine goods. Remember: Cary's deposit is an adult's greatest dignity.

Step 5 be wary of small money

Any small expenditure multiplied by 365 is huge. It's nothing to spend 30 yuan a day on a Starbucks, but 30 yuan for 365 days is 1w+. We have a lot of such small money in our life, such as milk tea, taxis, mobile phone cases and trinkets. Don't take it for granted Small money is big money, son. Only when we take good care of the small money will the big money be grateful and thank you in person. Every penny is a trickle, and eventually it will be merged into the sea of Wang Yang, which will become our growing wealth in Cary.

6. Don't buy too much if you buy fine products.

A few years ago, I bought a treasure in buy buy blindly, and the consumption actually accumulated 25w+ (it is hard to imagine that I had so much money, which was enough to buy the full amount of a small house here), but when I looked around my house, I found that the total value of the items left around me was less than 2w, and the junk of 30-50 yuan, 100-200 yuan had already disappeared without a trace, leaving behind.

Therefore, when we buy things, whether it is clothes, shoes, bags, jewelry or household appliances, we must buy fine products instead of more, consider long-term companionship, buy good quality durable goods and use them back! Instead of buying a pile of garbage, as I did before, I often eliminated it, and in the end there was nothing left, but the money was spent by people of all ages.

7. Reduce ineffective social interaction

Save money for eating, drinking and dancing. Some happiness is not real happiness. Cai Kangyong said that most people are depressed when they are exquisite. Take off your makeup and high heels, and you will be very tired. This kind of "tiredness" is not the tiredness of walking around greeting guests all night, but the tiredness of hiding your true expression and truth.

As adults, we need to know that the connections are not in others, but in ourselves. Only when you get stronger can you get useful contacts! Only when the values are equal can we help each other. If we are not awesome, it is useless to know more awesome people!

Saving money is a kind of practice, a kind of practice that competes with desire! May we all: simple material, full of spirit, rich and free ~