1. Promote the integration of rural industries and promote the construction of beautiful countryside. To develop rural economy rapidly, we must establish an all-round industrial system and constantly improve the comprehensive competitiveness of rural industries. At the same time, it is necessary to introduce more high-quality talents, provide a lot of financial support for agricultural development and provide good technical services, so as to better promote rural economic development. This requires the relevant government departments to increase their assistance to rural revitalization and establish a sound rural financial service system;

2. Comprehensively improve the quality of financial services and establish a financial risk prevention system. Rural commercial banks should combine the specific requirements of rural revitalization strategy, give full play to the advantages of more rural service outlets, and continuously extend service channels. Increase the intensity of internet financial services, do a good job in financial product publicity activities, and improve the efficiency of serving farmers. It is also necessary to strengthen cooperation with rural cooperatives, agricultural enterprises and guarantee institutions, establish a complete risk prevention system, and strive to effectively transfer the credit risk of rural commercial banks;

3. Improve the rural credit information system. The staff of rural commercial banks need to constantly improve their service quality and establish an honest financial service system. Banks must first make honest promises and honor them, and strive to improve their service level. It is also necessary to establish a disciplinary system for customers' dishonesty, punish farmers and enterprises that evade debts according to law, and increase the loan amount of trustworthy enterprises. At the same time, it is necessary to do a good job in social credit supervision, evaluate customer credit, and regularly disclose untrustworthy personnel.

legal ground

People's Republic of China (PRC) Rural Revitalization Promotion Law

Article 3 To promote rural revitalization, we should make overall plans to promote rural economic construction, political construction, cultural construction, social construction, ecological civilization construction and party building in accordance with the general requirements of industrial prosperity, ecological livability, rural civilization, effective governance and affluent life, and give full play to the unique functions of rural areas in ensuring the supply of agricultural products and food security, protecting the ecological environment and inheriting and developing the excellent traditional culture of the Chinese nation. Article 65 The state establishes and improves a multi-level, wide-coverage and sustainable rural financial service system, improves the evaluation mechanism of financial support for rural revitalization, promotes the development of rural inclusive finance, and encourages financial institutions to allocate more resources to key areas and weak links of rural development according to law.

Policy-oriented financial institutions should provide financial services such as credit support for rural revitalization within their business scope and increase their support for rural revitalization.

Commercial banks should combine their own functional orientation and business advantages, innovate financial products and service models, expand the coverage of basic financial services, increase the credit scale for farmers and agricultural business entities, and provide financial services for rural revitalization.

Rural commercial banks, rural cooperative banks, rural credit cooperatives and other small and medium-sized rural financial institutions should mainly serve local agricultural and rural farmers. In that year, loanable funds was mainly used for local agricultural and rural development.