(1) Commercial banks are financial institutions whose main business objective is profit, while Agricultural Bank of China adheres to the service concept of "becoming bigger and stronger, and growing with you", with the pursuit of profit as its fundamental purpose.

(2)① Deposit business is the basic business of commercial banks. China Agricultural Bank absorbed 6,097.428 billion yuan in deposits in 2009, which reflected this point. (2) Loan business is the main business of commercial banks and the main source of profit for commercial banks. In 2009, Agricultural Bank of China issued a loan of 310065438+59 million yuan, which reflected this point. ③ Settlement business is a service that commercial banks provide means and tools for monetary revenue and expenditure in social and economic activities. China Agricultural Bank provides convenient, efficient and high-quality financial services to customers through its branches, ATMs and overseas agents, which reflects this point.