Measures to solve the collection of non-performing loans are:

1 Realize responsibility collection;

2. Collaborative collection;

3. Expropriation according to law; For debtors, non-credit enterprises and individuals who have the ability to repay but refuse to repay, non-performing loans should be cleared through legal means according to law. 4, the implementation of tender collection; Non-performing loans can be collected through social bidding.

5. Start collecting;

6. Implement disposal and collection.

Two. Measures for collection of non-performing loans

Look at what you said, loans overdue is not subjective, which shows that there are still many good people in this world. The specific documents you mentioned cannot be provided because the regulations of rural credit cooperatives in different provinces and cities are different. But according to what you said, the loan was made in 1994, and part of the principal and interest of the loan is usually repaid, so if you want to repay it, the principal must be paid off in full and the interest can be discounted. This is only according to our policy. Specific circumstances, you should also discuss with your credit cooperatives there, get their sympathy, can you charge less interest.

Three. Measures and suggestions for cleaning up non-performing loans

The measures and suggestions are as follows: (1) Accountability. Strict implementation of the loan accountability system, in accordance with the "new division, the implementation of responsibility. Adopt the management principle of "locking the base and dynamically monitoring", implement new and old subsection management for five-level classified non-performing loans, and actively collect and dispose of the formed non-performing loans to ensure the absolute amount to decline; For those who have fulfilled their responsibilities and resumed within a time limit, they should honor the punishment measures and not delay or tolerate them. They should stop paying wages, pay compensation to laid-off workers and take legal action. (two) the implementation of collaborative collection. All agencies should coordinate the collection with local village committees or residents' associations in a timely manner through financial allocations, subsidies, and debt repayment with village property. (3) the implementation of the law. For debtors, non-credit enterprises and individuals who have the ability to repay but refuse to repay, non-performing loans should be cleared through legal means according to law. (4) Start collection. It is necessary to explore ways to start the collection, combine the collection of non-performing loans with improving the service level of supporting agriculture, actively help the poor and revitalize the non-performing loans of farmers. (five) the implementation of disposal and collection. Under the premise of proper custody, actively dispose of and realize off-balance-sheet debt-paying assets in advance through transfer, reorganization and lease. (six) in the process of cleaning up non-performing loans, as long as the measures comply with the law, the effect is obvious, and it is conducive to mobilizing the enthusiasm of credit marketers, cooperatives can take effective measures on their own according to the actual situation. How to prevent the increase of non-performing loans before collection (1) Strengthen the collection of non-performing loans and collect them as much as possible. (2) Intensify the accountability of non-performing loans, so that each non-performing loan can be paid off within a time limit. (3) Strengthen the management of internal control system to prevent new non-performing loans. (4) Intensify the collection of five types of concerned loans, and at the same time monitor the normal loans that may form non-performing loans to prevent new non-performing loans. (5) Strengthen the management of new loans, be legal and compliant, and resolutely put an end to collecting loans by loans and collecting interest by loans to prevent the increase of non-performing loans.

4. What measures are there to clear up non-performing loans and how to solve them?

The state should collect non-performing loans, specifically

First, the concept of collection of non-performing loans

The collection of non-performing loans refers to the collection management of non-performing loans, including insolvency. The collection and management of non-performing loans is aimed at all kinds of non-performing loans, focusing on the four-level classification of sluggish loans, non-performing loans, loss-making loans and their interest receivable on and off the balance sheet. The current golden topic. This is because it is not only directly related to the quality of credit assets in the financial structure, but also affects the efficiency improvement and overall development of the financial sector, facing difficulties and problems.

Second, the collection measures

1, the implementation of responsibility collection.

Strictly implement the loan accountability system, lock the base, and dynamically monitor and manage. The management of non-performing loans should be divided into two parts: new and old: for non-performing loans formed before June 2004 1, active measures should be taken to collect and deal with them to ensure that the absolute amount is reduced; Except for 200 factors), the responsible person should recover the non-performing loans in full and within a time limit to ensure that there are no non-performing loans formed by human factors. For those who have fulfilled their responsibilities and resumed within a time limit, they should honor the punishment measures and not delay or tolerate them. They should stop paying wages, pay compensation to laid-off workers and take legal action.

2、

For the non-performing loans formed by government financial loans and government payment for many years, cooperatives should coordinate with local party committees and governments or competent departments in a timely manner, and coordinate the collection through financial allocation and repayment of property debts of the government and village cooperatives.

3. Act according to law.

For those who have the ability to repay but refuse to repay, they should use legal means to collect non-performing loans according to law.

4. Truth

Non-performing loans can be collected through social bidding.

5. Start collecting.

It is necessary to explore ways to start the collection, combine the collection of non-performing loans, actively help the poor, and activate farmers' non-performing loans.

6, the implementation of disposal and collection

Under the premise of proper custody, actively dispose of and realize off-balance-sheet debt-paying assets in advance through transfer, reorganization and lease.