Following the interest rate cut in May 1 1, 2065438, banks raised interest rates one after another, and the city commercial banks headed by Bank of Nanjing led the interest rate level again. Regardless of three months, six months, one year and two years, the annual interest rate of time deposits given by Nanjing Bank is 0.4 times of the benchmark interest rate of 65438. The interest rates of time deposits in Bank of Ningbo, Jiangsu Bank and Hangzhou Bank are basically maintained at around 1.3 times. Joint-stock banks are roughly 0.2 times the benchmark interest rate of 65438+. The five major banks maintained the benchmark interest rate 1. 1 times.

On May 10, the central bank announced a 0.25% interest rate cut, and at the same time greatly relaxed the deposit ceiling again, adjusting the upper limit of the floating range of deposit interest rate of financial institutions from 1.3 times to 1.5 times the benchmark deposit interest rate.

However, this time, no bank gave a "floating to the top" deposit interest rate. Banks that shouted the slogan of "floating to the top" were finally guided by the central bank. When answering a reporter's question, the central bank also pointed out that "because the number of institutions with deposit interest rates' floating to the top' has decreased significantly, it is expected that financial institutions will basically not use this ceiling."