Children get sick easily because their development is not perfect. In order to avoid economic losses caused by disease risks, medical insurance must be configured as soon as possible. Among them, millions of medical insurance with low premium and high security are favored by users. Today, I recommend Sunshine Insurance's love health 20.2 million medical insurance. This product is suitable for people aged 28 days to 60 years. The high renewal age can reach 100 years, and the guarantee period is 1 year. The whole family can be insured together, and enjoy the deductible 1 ten thousand yuan.
Within the scope of responsibility, hospitalization can pay 6 million yuan, and hospitalization for serious illness can be guaranteed. Among them, 100 medical insurance coverage for severe diseases is 6 million yuan (zero deductible), and medical insurance coverage for general diseases and accidents is 3 million yuan (1 10,000 yuan/year deductible), which can be insured with or without social security. 65,438+000% of medical expenses other than social security are paid, and the reimbursement scope includes hospitalization medical expenses, special outpatient medical expenses and outpatient surgery medical expenses. Hospitalization expenses can be directly compensated in advance. 1.706 public hospitals above level 2 support direct subsidy in advance, and can apply for deposit in advance before admission. 1 working day can complete the advance payment, and you can pay directly after discharge, which makes the claim more worry-free.
Additional proton heavy ion therapy, Japanese malignant tumor medical treatment, special medical treatment for malignant tumors and specific operations, can be supplemented with hospitalization allowance for malignant tumors and specific operations, and proton heavy ion therapy can pay 100%, providing Japanese medical care intimate overseas medical services. There is also a vip green channel for serious illness. You can see a doctor in Dont Ask For Help, make an appointment with a doctor, don't wait in line, and don't delay your illness. 123 the green channel for serious illness in well-known large-scale top-three hospitals in China solves the problem of users seeking medical treatment.
However, it should be noted that Sunshine Love Health 20.2 million medical insurance does not guarantee renewal, but renewal does not require review and will not be refused because of changes in health status or historical claims. The conditions for renewing the contract are not bad.
Second, which is better for children to buy sunshine insurance: comprehensive insurance for children.
Children are active and vulnerable to accidents. Because of their poor ability to resist the risk of disease, weak immunity and high risk of serious illness, it is also good to configure a comprehensive insurance to give comprehensive protection. Sunshine Baby Worry-Free Ultimate is such a product that can give children all-round protection. This product is suitable for people born more than 30 days to 18 years old. Accident protection takes effect at 0: 00 on the third day after insurance, with short waiting period and more humanization.
Guarantee 20 kinds of major diseases of children, and the waiting period is 60 days. The protection of high-risk diseases is relatively comprehensive, and 65438+ 10,000 insurance coverage will be paid immediately after diagnosis. Domestic public hospitals and private hospitals above the second level can participate in the insurance, covering a wide range of special needs departments and international departments. In addition to serious illness, it also provides accidental death, disability and accidental medical care for children. Among them, accidental medical treatment has no deductible, and the proportion of compensation is 100%, which is more practical. After all, children are active and prone to accidental injuries, such as burns, falls, car accidents, drowning, fires, gas poisoning and so on. With this product, all kinds of emergencies that children may have can be effectively guaranteed. This product can be insured online, immediately underwritten, and an electronic insurance policy will be issued quickly after insurance. Please call Sunshine Customer Service for details.
What kind of sunshine insurance is good for children? It is suggested to focus on high-million medical insurance and comprehensive insurance to avoid risks from diseases and accidents. The above-mentioned Sunshine Love Health 20.2 million medical insurance is more comprehensive, effectively avoiding the economic losses caused by serious illness; Sunshine Baby Worry-Free Flagship Edition guarantees serious illness and accidents, protects children's healthy and safe growth, and provides comprehensive protection for children, which is worth recommending.