Many small companies advertise that they can help you pay the provident fund. In fact, it means that you have a virtual labor relationship with him, and then he receives a gift, such as 1000 yuan to pay you 800 yuan, and you will still lose 200 yuan. Although provident fund loans are more cost-effective, they are unreasonable and may be rejected when handling provident fund loans. If this method is legal, then everyone or many companies will blatantly slogan to help people pay the provident fund. Therefore, if the unit does not help you pay the provident fund, then you should not pay the provident fund, and do not ask other small companies or human resources companies to pay the provident fund for you. This is unscientific and unreliable.