The loan amount of ant micro-credit is generally between 1 1,000 yuan and 50,000 yuan, which is suitable for meeting the financial needs of some small projects such as daily consumption, shopping and tourism. The loan period is generally between 3 months and 24 months, which greatly relieves the loan pressure of consumers. Compared with traditional banks, the loan interest rate of Ant Microfinance is also more favorable, attracting the attention and favor of many consumers.
Although there are still some problems and shortcomings in the initial stage of development, including inaccurate credit evaluation and high transparency, these problems will be gradually alleviated with the continuous development of the company. In a word, Ant Micro, as a new Internet finance company, provides consumers with a brand-new and flexible way of borrowing, aiming to help people solve their financial troubles in life.