Liars take advantage of college students' lack of social experience and weak awareness of prevention, constantly renovate fraud methods and repeatedly attack college students.

The following are the main means by which criminals commit telecommunication network fraud crimes against college students:

1, online game false transaction fraud: scammers publish advertising information such as buying and selling game equipment, game accounts and selling game coins at low prices on social platforms and game communities. Induce students to trade on a fake game trading platform, then swindlers induce them to pay in the name of "registration fee, deposit and unfreezing fee", and finally pull the students black.

2. Part-time swipe fraud: Liars promote and publish part-time information through recruitment platforms, social software and other channels. On the grounds that opening an online shop needs to improve its reputation quickly, they recruit people to do online part-time brushing, promise to return the shopping expenses immediately after the transaction and get extra commission, and deceive students with "zero investment", "no risk" and "daily settlement". When brushing the first order, the liar will refund a small amount to let the students taste the sweetness and let the students continue to brush! Students spend a lot of money, and scammers will refuse to pay back the money for various reasons.

3. Pretending to be a customer service fraud: the scammer buys the relevant information of online shopping customers through illegal channels and pretends to be the customer service staff of the e-commerce platform, claiming that the online shopping products have quality problems; Or pretend to be the customer service of the courier company, saying that the courier is lost, and the victim should be refunded and paid. Then send a fake refund website, QR code or online conference room. And ask students to fill in the bank card number, verification code and other information, and then steal the victim's bank card.

4. Online loan fraud: Liars publish false information such as handling loans and credit cards through the Internet or short messages, and attract the attention of victims with induced statements such as "no mortgage", "zero threshold" and "low interest rate". Liars pretend to be bank customer service staff or loan company staff, asking the victim to transfer money, or defrauding the victim's bank account and password for direct transfer consumption on the grounds of checking repayment ability, paying deposits, taxes and fees, and agency fees. , thus committing fraud.

5. Cancellation of campus loan fraud: For students who have registered online loan platform accounts or have loan records, they lied that "it is necessary to cooperate with the cancellation of accounts in accordance with relevant national policies, otherwise personal credit information will be affected"; For students who have not registered an online loan platform account or have no loan record, the crime of fraud is "your identity information has been stolen and registered an online loan account, so you need to cooperate with the cancellation, otherwise your personal credit information will be affected".

To prevent telecommunication network fraud, you can refer to the following methods.

First, strictly guard against and improve the ability to distinguish. Don't trust calls and information from unknown sources, don't disclose personal information of yourself and your family, and don't transfer money to strange bank accounts. If it is really necessary to transfer money and remit money, please carefully verify the other party's account, identity information and transfer reason. In case of fraud, call 1 10 immediately.

Second, keep your feet on the ground and don't aim too high. It is necessary to identify all kinds of information such as "online part-time job" and "job hunting", don't easily believe the "preferential" conditions offered by the other party, don't be tempted by high salary, and resolutely put an end to illegal activities such as renting mobile phone numbers and bank cards. Don't submit your deposit without verification, and don't easily disclose your ID card, bank card, verification code and other information.

Third, rational consumption and resistance to bad online loans. Don't have the idea of spending in advance, spend wisely. Understand the relevant financial loan knowledge and laws and regulations, and measure the loan repayment ability first. At present, college students have no ability to repay loans, so it is not recommended to borrow money without a job.

Keep in mind the awareness of prevention:

1, don't transfer money to a strange account;

2. Don't transfer money to a safe account;

3. Don't transfer money to an account with risk warning;

4. Don't transfer money to unverified websites, apps and QR codes;

5. Don't transfer money to online loan companies that require advance deposits, handling fees, taxes, etc.

6, answer the phone, meet strangers, as long as it involves bank cards, all hang up;

7. As long as you say "winning the prize", you will all hang up;

8. As long as you talk about "telephone transfer to XX public security bureau, procuratorate and court", you will hang up;

9. All messages that let me click on the link will be deleted;

10, links sent by people you don't know on WeChat won't be clicked;

We must be more careful about all kinds of fraud, and don't believe that pies will fall from the sky. Many people have been cheated, amounting to millions or even millions, and may not be able to get out for a long time. If you are cheated, you must call the police. If you are cheated, you should be ashamed. Only a liar should be ashamed. May we all finish our studies smoothly during our college years! Free from fraud!