First, the highly leveraged Ant Financial Service was urgently stopped by the central bank and the China Banking Regulatory Commission when it was preparing to go public. An article in People's Daily pointed out that it is precisely because the listing of Ant Group shifted financial risks and disrupted the normal market share price that it brought great hidden dangers to the financial industry.
From June 5438+065438+ 10, 2020, Ma Yun was interviewed by many financial regulatory agencies for failing to effectively protect the legitimate rights and interests of consumers, and was ordered to establish and improve institutions to safeguard the legitimate rights and interests of consumers. Under the guidance of the working group established by the relevant administrative departments, standardize the construction of financial business and correct the incorrect competitive behavior in payment business.
It is required to collect and use personal information in accordance with the principles of legality, minimum and necessity to ensure the safety of personal and national information. Standardize financial institutions, improve risk isolation measures, standardize related party transactions, and ensure market stability and fairness.
Under the Ant Financial Service loan model, if the lender fails to repay the loan in time, it will be passed on to the bank as a carrier. Over time, the amount is huge, and the debt risk intensifies, which affects the normal operation of the socialist market economy.
Second, community group buying poses a threat to the real economy. Since 20 19, all major domestic e-commerce platforms have started to build their own community group purchases, and the market has sunk at a very low price. Under the slogan of actively responding to the service projects for agriculture, countryside and farmers stipulated by the state, Ma Yun helped vegetable farmers to explore the sales routes of agricultural products. Although it provides many convenient services for consumers, it backfires in the actual business process.
In the course of operation, some league leaders run away, and the pictures are inconsistent with the real things, and the quality is worrying. These problems are affecting group buying, and the establishment of community group buying does pose a certain threat to the real economy.
For this reason, it was criticized by People's Daily: "Don't just think about the circulation of several bundles of cabbage and several pounds of fruit, the sea of stars and stars of scientific and technological innovation, and the infinite possibilities in the future, which is actually more exciting." We should not only pay attention to the flow of several kilograms of fruits and vegetables, but also pay attention to the infinite possibility that scientific and technological innovation will drive the future. It is worth mentioning that in the face of the praise of the People's Daily, Ma Yun's Ali not only did not quit the "community group purchase" but accelerated the layout.
Third, confirm that commercial monopoly dominates the market. In 2020, Ma Yun was deemed to have violated the Anti-Monopoly Law by the State Administration of Markets for investing in the acquisition of Yintai commercial equity, and was eventually fined 500,000 yuan. At the same time, the abuse of market dominance by Alibaba Group in the domestic online retail platform service market was investigated.
According to the investigation, Ma Yun Ali Group has been leading the online retail platform service market in China and is in an absolute leading position. Relying on Alibaba's Taobao e-commerce service platform, businesses that once requested to settle in cannot settle in other platforms. This practice seriously violates the principle that the state requires fair competition in the market and runs counter to the theory of socialist market economy.
The contract of "buy and sell by force" interferes with the free management right of merchants to a certain extent, which leads to the imbalance of the market between buyers and sellers and the unequal supply and demand. It indirectly violates the market price law and the market economic order. The State Administration of Market Supervision imposed a fine of 654.38+08.228 billion yuan on Alibaba. The People's Daily criticized again: "When a whale falls, everything is born." It is an illusion that a company is dominant, and it is impossible for a company to become bigger and stronger without a high sense of social responsibility.