1. If the customer is from another bank, is it convenient to transfer the money to me? (Not a transfer check, direct transfer)

Transfer in the same city is generally a transfer check, and it is a wire transfer in different places. Even if the question you mentioned goes to Bank of China or other banks, in case your customer is not Bank of China, he still needs to wire a check, which is no different from a rural commercial bank.

2. Is it risky for small banks to use for management reasons?

Relatively speaking, the target market of small banks is the region, so they pay more attention to local business, so it is easier to solve problems in many cases. On the contrary, big banks may look down on small businesses-even though the slogan of small businesses is loud now.

3. Is it convenient to transfer money by cheque?

It's no different from your procedure in a big bank, so you don't need to worry about it. The bank will help you solve it.

The only drawback is that small banks are generally weak in international business, so it depends on your main trade type. Personally, I think it is a good bank with close proximity, good service attitude and money saving.