Until March 20 13, 15, the State Council's "Regulations on the Administration of Credit Information Industry" was officially promulgated, and the policy obstacles in front of it were swept away. 1 13 15 the national enterprise credit information system has begun to step into the pace of rapid development.
China credit information market has developed from scratch, and its market prospect is blue ocean. With the popularization of credit records and credit reports, every enterprise in the market needs credit service, and the market volume is very considerable.
20 13, 13 On May 7, the National Development and Reform Commission, the People's Bank of China and the Central Committee jointly issued the Notice on Several Opinions on the Use of Credit Records and Credit Reports in Administrative Matters, requiring governments at all levels and relevant departments to legally require relevant market entities to provide credit records or third-party credit services in administrative matters such as government procurement, bidding, administrative examination and approval, market access and qualification examination. Since entering the credit information industry in 2002,115 national enterprise credit information system has been in the credit information industry for more than ten years, and established a third-party social credit information platform covering the whole country, across industries and with uniform standards. There are more than 30 million enterprises recorded in the system alone, covering the vast majority of enterprises in the country. It has gathered more than one billion pieces of information from six modules, including government functional departments' supervision information, bank credit information, industry association evaluation information, media evaluation information, enterprise management information and market feedback information, and the database scale is in a leading position in China.
According to the development track of credit information industry in developed countries, the competition in the early stage of credit information industry lies in data mining and collection, which depends on the richness of data. In this respect, 1 13 15 national enterprise credit information system can be said to be very advanced. It will take at least three to five years for a new credit enterprise to establish a system and collect data from scratch.
1 13 15 the national enterprise credit information system strictly verifies and classifies the authenticity of each piece of information according to the unified standard on the basis of big data, establishes a scientific mathematical model, calculates the effective information entered into the file, and the system automatically generates corresponding credit scores and credit grades, which objectively reflects the credit status of enterprises and provides convenience and speed for public inquiries. In traditional industries such as catering and retail, chain operation mode is very common. Introducing the chain operation mode into the credit reporting industry is the first of 1 13 15 national enterprise credit reporting system.
Introducing the chain operation mode, 1 13 15 the slogan put forward by the national enterprise credit information system is: "Make use of the local people's resource advantages and do local things, so that115 the national enterprise credit information system can be popularized and applied quickly nationwide."
Facts have proved that the chain operation mode is completely applicable in the credit information industry. There are many people who are interested in credit investigation, but they can't find a way out. The main reason lies in the lack of early system construction and data accumulation, and the inability to find a mature market model.
1 13 15 The national enterprise credit information system provides franchisees with the right to use 1 13 15 system and data, and copies the mature market operation mode to franchisees.
At present, the territory of the franchise chain, 1 1365438 national enterprise credit information system, continues to expand every day. If branches are eventually established in more than 2,000 cities across the country, it will undoubtedly become a giant in the credit information industry.
Summary: The promulgation of the Regulations on the Administration of Credit Information Industry means that the credit information industry has officially entered the legal track, and third-party institutions can conduct credit information "fairly", and the huge market potential has been released unprecedentedly. There are policies, markets, perfect systems and abundant data. I'm afraid the national enterprise credit information system 1 13 15 is difficult to succeed.