In recent years, with the continuous development of the financial industry, various platforms such as campus loans and online loans have emerged in an endless stream. There are more and more cases in which college students fall into the campus loan trap, and extreme incidents occur frequently. In order to help students understand the dangers of campus loans, on June 10+00- 16, counselors and teachers of xx college organized classes to carry out educational activities with the theme of "the dangers of campus loans".

In the form of class meeting and interactive discussion between teachers and students, counselors and teachers help students understand the harm of college drop-out loans around the nature, harm and countermeasures of recent college campus loans.

The goal of campus loan is to give priority to college students. As a special group, college students have a stronger desire for consumption. Campus loans will use some routines in order to hold college students. Some lending platforms trick college students into overdraft credit and blind consumption with false slogans such as "borrowing money is not afraid of pits, repayment is not worrying" and "zero threshold, no mortgage".

In addition, the high success rate of campus loans can also stimulate students' desire for consumption. Under normal circumstances, college students who want to borrow money on these platforms only need to provide personal information such as ID card, bank card number and mobile phone number, plus video verification or Xue Xin. The application for student status information of com was successful.

The financial source of college students mainly depends on the living expenses provided by their parents, and they are basically unable to repay. After borrowing, if the loan cannot be repaid in time, the lender may use intimidation, beating, threatening students and even their parents to collect debts violently, which will do great harm to the personal safety of students and the campus order of colleges and universities.

Some counselors and teachers also explain to students how to handle campus loans. First of all, if you buy goods in installments on the online loan platform, you must inform your parents and teachers in time and repay them monthly. If you encounter criminals threatening your classmates, don't panic, and keep the evidence as an alarm.

Through the development of this activity, let students realize the harm of various campus loans, college dropout Loan. At the same time, let students clearly understand their consumption ability, protect their legitimate rights and interests from harm, help students establish a correct consumption concept and rational consumption, and enhance their awareness of risk prevention and fraud prevention.

;