3. The best time to plant a tree was ten years ago, the second best time is now, and the same is true for investment. 3. Life is like a snowball, the most important thing is to find that it is very wet. Snow and long slopes. The translation of this sentence is that financial management is like a snowball. The most important thing is to discover value investment, money compound interest and time compound interest. 4. When it comes to investment, don’t expect to be right every time. If you make a mistake, stop the loss as soon as possible. Accumulate small mistakes, review the market frequently, and set a stop loss. Stop loss is very important, including capital cost and time cost. 5. If you don’t understand investing, don’t do it. 6. All your investment methods can adapt to your personality and pace of life. Anything that is unsustainable is not worthy of admiration. 7. Investing in stocks is investing in companies. You must embrace growth stocks, spend enough time, and be friends with the best companies. If you are not willing to own a stock for ten years, then don’t. Think about owning it for ten minutes 8. The crash of a stock is usually preceded by a surge, and the surge ends with a crash, repeated over and over again 9. Don’t go to crowded places, the more consistent it is, the more dangerous it is 10. The most ridiculous things in the market , is to use investment energy to manage funds. The scariest thing in the market is the way to manage investment grade money. By investing regularly in index funds, an amateur investor who knows nothing can often beat most professional investors. The vast majority of investors do not have time to fully adjust individual stocks. 7> For small investors, low-cost index funds or Taiwan ~ Heart Him