There is a young man in his twenties who has worked hard for several years after graduation. He has a good job and a beautiful girlfriend. They have a stable relationship and both parents are satisfied. He has a good family background and he The savings plus the deposits of my parents total a total of US$600,000. In the eyes of most of us, the next thing this young man should do is to buy a house, get married, and live a happy little life.

But this young couple did not do this. The young man discussed with his fiancée that we now have two options. One is that we buy a small house with 600,000 and then get married; the other is that we get married first. Rent, use the money to invest, and wait a few years before buying a house. The fiancée chose the second one, so the young man used the 600,000 to invest his wealth. Six years later, he earned a lot of money, enough to buy a large house, but he did not do so. . Instead, he bought a small house and continued to use most of the remaining funds for investment. Ten years later, he earned his first $1 million in life. He did not use it to buy a bigger house and continued to invest. By 2017, this young man had accumulated a net worth of US$73.4 billion, ranking fourth in the world. He is Buffett, known as the stock god.

If it is the thinking of the poor, they may use all their savings to buy a house in exchange for a sense of security, while the thinking of the rich is that as long as they have one dollar, it will be used as the seed of funds. Money begets money and is used to earn more. money. A person's wealth thinking often determines his wealth and destiny.

Many people don’t want to talk about money because they think it is a utilitarian thing. However, as soon as anyone graduates from school, whether he is willing or not, the first priority he faces is to make money and then spend it.

Therefore, financial thinking is more important than wealth, and having the brains of a wealthy person is more important than money.

During the epidemic, a 12-year-old boy in Shenzhen paid hundreds of thousands of dollars a week for "borrowing" online classes to watch live broadcasts! The result makes parents sad. These repeated incidents constantly remind every parent that it is really important to establish a correct view of money in their children from an early age. If you don't talk about money with your children, you will often have to blame your children for their "zero financial intelligence" behavior. Pay the bill.

Robert Kiyosaki, the author of "Rich Dad, Poor Dad" and a famous educationist, once said: "If you don't teach your children about money, someone else will replace you in the future. Who is that person? Maybe it’s a creditor, maybe it’s a profiteer, maybe it’s the police, maybe it’s a liar.”

While establishing a correct view of money for the next generation, as adults, we must first establish our own money thinking and habits. , in order to better maintain life and create wealth.

"Rich People Think Differently from You", there is a point in the book that I agree with very much: The distance between the rich and the rich does not lie in the number of opportunities and the amount of capital, but in their differences in thinking and habits.

A person's logical thinking style and level of logical thinking can determine how much money you make. Because logical thinking ability is the basis for determining a person's ability to solve problems. In fact, whether a person has money depends not solely on his ability, but on his attitude towards money and the level of logical thinking, and finally on his attitude towards objectivity. level of cognition of the world and the real world. The thinking of a rich person is that even if his business fails, he does not give up. After summing up his experience, he continues to make more money.

This is the case for the author of this book, Harvey Ike. Before he was known as the Godfather of the Rich, he had set up a stall, done many jobs, and failed in starting a business more than a dozen times, but he never gave up, but concluded Through experience and analysis of various thoughts related to getting rich, he found that everyone has a "money blueprint" in their heart. If this blueprint is not modified, then even if you make a lot of money, you may not stay around for long in the end.

After learning from the experience, Mr. Ike opened a company selling sporting goods. As a result, it opened more than a dozen branches in two and a half years. Later, Harvey Ike sold the company. , made a lot of money, and helped more people revise their money blueprints and realize their dreams of getting rich. This is Harvey Icke's first book, and it appeared on the bestseller lists in the United States as soon as it was released. No. 1 on the New York Times 10 bestseller list, sweeping the Wall Street Journal, and global sales exceeding 20 million copies. Like Robert Chingchi, the author of Poor Dad and Rich Dad, he revealed the secrets of the poor.

You work as hard as a dog, but you still can’t afford a house. You have heard of this thing called making money, but you have never seen it. Why are some people destined to succeed, while others are destined to live forever? Working hard for money is the difference between having a rich mindset and a poor mindset. The level of thinking determines their actions and therefore their results. Rich people focus on their net worth, while poor people focus on their work income. Change the way you think and use the mindset of rich people to change your financial situation in your next life. But if you always look at money with the mentality of a poor person, then even if you make a little fortune, you will not become a truly rich person. This book teaches you to observe your thinking patterns about money, and challenges you to think about money. limiting and negative thoughts, habits and actions.

Why start talking about money, because money is one of the biggest sources of pain in most people's lives, but people forget a bigger factor. Once you can identify where you are In a negative way when it comes to financial matters, this awareness can flow into other areas of your life.

For example, Charlie Munger once said, "To a person with a hammer in his hand, the world looks like a nail." This sentence is reflected in the rich man's investment. Opportunities; and among the poor, all they see are obstacles like nails. To cultivate the mindset of a wealthy person, you must see the invisible power. For example, people cannot see electricity, but they are willing to spend money to buy it because they see the energy and value of invisible things.

Thinking determines action, first have the brain of a rich man, and then become a rich man. Because only by changing our thinking can we change our behavior, and ultimately you can make money and retain wealth.

In the first type, rich people’s thinking focuses on the opportunities for success, while poor people’s thinking focuses on the obstacles to success. Think about it, everyone. When some people around us don’t do something, they will first say that it is difficult and I don’t know how to do it. If he focuses on obstacles, he is destined to be unsuccessful, but rich people often focus on opportunities for success. They use every means to seize this opportunity and take action, and the results are obvious. Whatever you sow, so will you bear.

So how do we transform into the thinking mode of successful people? It is to break through yourself. When you feel uncomfortable, that is when you grow.

The second type is the attitude towards playing money games. Poor people think about how to avoid risks and not lose; while rich people like to take risks and think that high risks lead to high returns.

Type 3: Rich people think and use actions to overcome fear, while poor people stop in the face of fear. There is a sentence in the book that is particularly good: "When you overcome fear, just do this thing, and the fear will slowly disappear." Generally speaking, the scary thing about something is that it is unknown. When you take action, the fear has actually been reduced by half.

The fourth type is that rich people think that it doesn’t matter what they don’t know. They have the ability to continue learning and challenging, while poor people think that they know everything and there is no need to learn.

Type 5: Rich people think that they will become rich, while poor people think that they are eager to be rich, but they do not believe that they can make a lot of money.

So how do you measure whether you have a rich person’s view on money?

Regarding this question, what you think in your heart determines your thinking. If your answer is that you don’t believe you can earn 10 million, this is the mindset of the poor. The rich man's thinking is that he believes that he will definitely be able to earn 10 million. What he focused on was how to earn these 10 million and use his thinking to drive action.

Type 6: The thinking of rich people focuses on the process and believes that the results are only by-products of the process, while the thinking of poor people stays on the surface, is obsessed with and likes to imitate successful people.

Type 7: Rich people think of money as a tool to make money, and spend money to make better money; while poor people spend money to satisfy their own desires.

Type 8: Rich people are happy to promote themselves and their own values, while poor people think that publicity and sales are not good things and will disturb others.

Type 9: The rich are bigger than their problems and the poor are smaller than their problems. They are burdened by their own problems and cannot succeed.

Type 10: Rich people are excellent receivers and readily accept compliments; while poor people are poor receivers and are not confident in their own performance.

Type 11: Rich people are good at managing money. When they think about making money, they focus on how to solve problems. Poor people are not good at managing and controlling their money.

Type 12: Rich people think about having both, while poor people think about choosing one or the other.

Type 13: Rich people like to associate with positive and successful people, while poor people like to hang out with people who are inferior to themselves

Type 14: Rich people think that making money is the most important thing to do However, poor people think that making money is too utilitarian, or have an embarrassing and dismissive attitude.

Type 15: It is their habit for rich people to make money work hard for themselves; while poor people work hard for money. Rich people think in terms of 10-year goals, or even life goals. I really like the words of Kazuo Inamori, "What is the secret of my success in doing something? That is, I keep doing it until it succeeds."

No. 16, Rich people's thinking What I think is that I can become rich and actively take actions to become rich, while poor people only stay at the level of thinking and do not take action.

Type 17: Rich people think that they can control their lives, while poor people think that life controls their own destiny.

From the above 17 differences in thinking, we can see that these two differences in thinking create two types of people, rich and poor. The lives they lead are different. What causes are sown and what results are obtained.

Your different attitude towards money is what we often call the concept of money. The author Mr. Ike said in the book that everyone has a blueprint for money in their heart. How big this blueprint is determines his How great is the amount of wealth.

If you want to become a rich man, you must first dare to think. Sometimes, "dare" is more important than "ability". With this rich man's thinking, you will think of ways to take action. For example, find 100 classic books on finance and economics, and then find out all the knowledge concepts related to wealth in the 100 books, and then learn about each concept. Mark the specific meaning and record it in a note. Why do we do this? How to do it? From this, you can establish a knowledge system in a field. With the important knowledge points in this field, your actions will be fine.

If you want to earn 1 million, first establish this blueprint and use the beliefs in the thinking of successful people. There are no three words "I can't", only three words "I can learn" . From now on, you should stop saying "I don't know how", dare to challenge your own abilities, and bravely try where the peak of your abilities is. Dare to add an accelerator to your life, dare to challenge your ability analysis, and give your life more possibilities. Cut the goals in your blueprint into countless small goals, and through quick trots, constantly verify and iterate your ideas to verify whether the goals you set can be achieved. Only with goals can we take action, and everything in our lives will be possible.

If you run your wealth blueprint like a business, you will slowly experience the changes in your thinking, and you will slowly see the growth of your wealth, so when we set our own goals , we must dare to think, how big your dream is, how big the stage is! Set long-term goals for yourself, don’t just stick to the three acres of land now, as that will block your broad financial path.

Think about it, is it like this? The things you have obtained in life can only be owned by you if you believe in it, right? Then the same goes for what you will have in the future. First believe that it exists, believe that you can obtain it, and then realize it through actions to achieve financial freedom.

This is the same as when we read. 100 people know that you read 365 books a year, and 10,000 people know that the two results are obviously different. Secondly, if you love reading very much and if you are forced to read, the results will definitely be different. "Those who know are not as good as those who are good at it, and those who are good at it are not as good as those who enjoy it." In the end, what you have to do is to establish Wealth thinking, determine your life goals, revise your wealth blueprint, and regard it as your belief. You believe it will happen, this is your belief.

Napoleon Hill, the founder of Success Science, has a famous saying, "All achievements and all wealth come from an idea." This idea is a positive psychological self-suggestion, which can A manifesto that speaks out loud and rubs your head and says: "This is the head of a rich man."

When it comes to money, this book may be a must-read for you in your life. book. "Rich People Think Differently from You" That's all for sharing this book. See you in the next book.