As your salary keeps rising, your living standard may also improve. You will eat out more often, get a better car and even buy a bigger house.

These are all excusable. Always suppressing one's own desires is not conducive to fully enjoying life. However, the continuous improvement of living standards also comes at a price. As your lifestyle becomes more and more expensive, it will not be so easy to retire, because you need to earn more money to maintain a high standard of lifestyle. Of course, in order to retire, you can also cut all kinds of expenses. However, once you get used to a certain standard of living, it's hard to lower it.