The wise seize opportunities, and the saints create opportunities. The meaning of this sentence is: Opportunities will only come to those who are prepared, and opportunities will come even if you are prepared. Smart people will seize opportunities in a timely manner, and wiser saints will not only seize opportunities. He will also assess the situation and create opportunities.

This sentence comes from Hu Xueyan, a famous red-top businessman in the late Qing Dynasty. Hu Xueyan (1823-1885), whose real name was Hu Guangyong and whose childhood name was Shunguan and whose courtesy name was Xueyan, was born in Jixi, Huizhou, Anhui Province. He moved to Hangzhou at the age of 13. A famous red-top businessman, politician and representative figure of Huizhou merchants in modern China. With his outstanding business talent, Hu Xueyan used the official bank he had acquired to set up a private bank in Shanghai, and later established "Fukang" bank branches across the country, and was known as the "Living God of Wealth." He founded the "Hu Qingyutang" traditional Chinese medicine store in Hangzhou, which produced "Plague-Repelling Pills", "Xingjun Powder" and "Babao Pills" for the needs of the military and civilians. The pharmacy has been passed down to this day and has won the reputation of "Jiangnan Medicine King".