First, don't care about choosing an insurance company. Not practical. Domestic insurance companies are large and small, but everyone is under the unified supervision of the state and has the same degree of safety. They are all based on the specific policy terms as the contract principle, and there is no problem of which claim is good and which claim is poor; Everyone is a unified background parameter of insurance design, and insurance has no good or bad or special advantages. There are similarities and differences in rates and insurance contents. The purpose is to follow the insurance function in the general direction and meet the detailed needs of different customers in the small direction. This is a reasonable insurance option.

Second, at present, the types of insurance for babies are mainly accidents, medical care and education. There are many specific types of insurance, which have certain professionalism. Don't look for insurance directly, or you will only get lost in the Wang Yang of insurance. This is not a simple purchase of goods, but a comprehensive financial analysis process.

Suggest "clear demand->; Preliminary selection-> negotiation and verification-> effective selection "process!

First of all, make clear why you want to buy insurance for your baby, what you are worried about or what you want to achieve. Maybe you have many demands and expectations, which have nothing to do with you, but it's best to arrange them in your mind. Then explain your general economic ability or premium budget, let excellent insurance agents consider it comprehensively, choose priorities (in fact, not all your needs can be met, but there will be priorities), and realize your insurance needs most effectively through a reasonable combination of insurance types. This is a scientific process.

After the premise is clear, it is best to conduct open scheme collection and comparison operations. The simplest and most effective way is to directly find the agents of several different local companies, explain the details and specific requirements, and make an open comparison to see which insurance benefits they provide can meet your needs more effectively. This is what you need. If you are worried about being harassed or entangled, you can also collect the specific plans of different insurance companies anonymously online through the special insurance bidding platform of Life Sky Insurance Intermediate Station, and compare and choose according to the set steps.

In this way, it is convenient and the result is much safer and more reasonable!