Financial intelligence
Meaning
In a narrow sense, financial intelligence refers to what a child acquires during his or her growth
The ability to deal with money;
In a broad sense, financial intelligence is not only related to money, it reflects
how children view wealth and how to use resources
Values ??reflect how children control their own
material desires. Taking a long-term view, it is the ability to create a better life with one's own efforts
.
Financial Ability
Correct understanding of wealth
Rational use of wealth
Can create wealth
Parents’ understanding of wealth Common misunderstandings in business education
1: Financial and business education should wait until the children are older
Many people think that my child is only 3 years old and it is too early to talk to him about money.
In fact, the age of 3 to 12 is a critical period for cultivating children’s financial intelligence.
2: Talking about money is too utilitarian and not conducive to education
Many parents are unwilling to talk about money with their children. I am also ashamed to talk about money or I
have no financial awareness. But in fact, talking about money with children is more helpful in shaping their values ????and worldview, so that they can better cope with future development.
3: "Giving money to work" is also a way to cultivate financial intelligence
I personally do not encourage giving pocket money as a reward for doing housework, because it is for children
things. Pocket money rewards should be a recognition of children's extra work
and should be measured to prevent children from developing a profit-seeking mentality of doing things if they have money and not doing them if they have no money
.
4: Neglecting to cultivate financial intelligence in life
Many parents only focus on their children attending remedial classes and training classes and having good academic performance
It is not easy to wait. As everyone knows, financial intelligence, emotional intelligence and reverse intelligence are also very important, and
Financial intelligence does not need to sign up for training courses, but focuses more on the development of thinking habits in life.
List of financial and business books for children
Different book places from 3 years old to teenagers
You can choose the appropriate one to read and study with your children
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"Rich Dad Poor Dad" 7 years old-adult
"Puppy Money" 7 years old-adult
"Island Economics for Children" 7 years old - Adult
"Anti-Spoiling" 9 years old - Adult
"The Lucky Money Game" 7 years old - Adult
"Blue Chip Kid" Teen 13 years old +
p>"Wonderful Abacus Club" Teenagers 13 years old +
"Mom Buys Green Beans" 2-7 years old
"Shopping Street" 2-7 years old
"Crow Bakery" 3 years old+
"When Animals Have Money" 3-10 years old
"Little Rabbit Learns to Spend Money" 3-7 years old
p>"How to Earn 1 Million" 6 years old+
Cultivating children's financial intelligence from various countries
Americans
From the age of three, the United States The parents clearly announced: "You have to spend money and work!" They proudly called it "a happy life education starting from the age of three."
Japanese
A famous saying when Japanese parents teach their children how to get money is: "Except for sunlight and air, which are given by nature, everything else is Everything must be obtained through labor.”
Jews
The "most profitable" Jews instill this concept into their children early:
If you like to play, you must first work hard, Work hard to make money, and then
you can play longer and play with more expensive toys - and if you get the order wrong, the word "enjoyment" will not be with you.
Germans
The popular fairy tale "Puppy Money" is the first choice for Germans to educate their children on financial
business education. In this storybook, which has remained at the top of the German book list for 110 weeks,
the talking puppy "Qianqian" teaches an 11-year-old girl how to deal with money. The little girl not only learned what "money" is, but also helped her parents get out of the financial crisis.