Financial intelligence refers to a person’s understanding and ability to control money.

Financial intelligence includes two aspects of ability: one is the ability to create wealth and understand the law of wealth multiplication (i.e., values); the other is the ability to control wealth and apply wealth. Financial intelligence is one of the three indispensable qualities of modern society alongside IQ and emotional intelligence. Money is a kind of thought, and money is also a quantitative expression of the ability to control the material world. Financial intelligence refers to a person's ability to deal with money (wealth). Financial intelligence is one of the three indispensable qualities of modern society alongside IQ and emotional intelligence. It can be understood in this way that IQ reflects a person's ability to survive as a natural person; emotional intelligence reflects a person's ability to survive in society; and financial quotient reflects a person's ability to survive in the economic society as an economic person.

: "Wealth" refers to "reserves", "financial savings", and "bank deposits"; "wealth" refers to "a substantial home." "Wealth" and "rich" combined mean "eating, using There are many things and extra money. "The thing that is valuable to people is wealth. This is people's primary understanding of wealth. Money, wealth, property, and especially their accumulation, retention, and use, are distinctive hallmarks of the middle class.