1. You should be wary of those investments that "everyone is talking about". Investing with impulse and enthusiasm instead of using your brain will make you disappointed.

This sentence applies to stock investment. When everyone is talking, we must remember not to invest with impulse and enthusiasm, stay calm, use your head, and don't follow what others say. Otherwise, you will definitely be disappointed. This truth has been verified countless times.

2. The secret to getting rich is to save money and then spend the rest, not to save and spend the rest.

As for this, you will know the difference once you practice it. You can usually save money by saving and spending later. Save what you spend and you usually won’t be able to save a penny.

3. You have to get rich slowly, because getting rich is a process.

No one wants to regard getting rich as a process. Everyone hopes to get rich overnight, but obviously, this is simply unrealistic. Therefore, we still need to be down-to-earth, patiently treat prosperity as a process, and do it slowly.

Others:

Behind every number in hundreds of millions, in addition to the arduous entrepreneurial history, there is also a self-contained financial management method.

In fact, there are no legends in the world, only if you don’t work hard for legends; in fact, it is not difficult to make 100 million, but the difficult thing is to make the financial management method suitable for you.

——Bernard Shaw

If a person saves 14,000 yuan a year from now on, if the money he saves every year is invested in stocks or real estate, he will receive an annual investment of 20% The rate of return, then after 40 years, according to the financial calculation method of annuity: 14,000 (1+20%)^40, the wealth will grow to 102.81 million yuan.

——Li Ka-shing

Li Ka-shing believes that financial management must take a long time, and the effect will not be seen in a short time. Financial management is a marathon, not a sprint.

The robustness and scientificity of "Li's Law of Getting Rich" are actually most suitable for people who are tired of shopping malls and are ready to enjoy life, if they have not yet begun to hate money.

Of course, savings are the traditional financial management method for most people, but long-term savings are the most dangerous financial management method, because the bank deposit interest rate is too low and is not suitable as a long-term investment tool, not to mention the value of currency. The hidden killer - inflation.

"Accumulating wealth through time" is also the idea of ??Mr. Huang Peiyuan, a famous investment and financial management expert in Taiwan. He believes that as long as the economy is growing positively, the annual return rate of 20% on investing in the stock market is not an astronomical figure, but a An acceptable and easily achievable ratio. Therefore, the risk and energy used in the financial management process are not very great, and your price is just that-you are willing to wait.

Warren Buffett, the king of the American stock market, entered the market in 1956 with $100 and created a wealth of $12 billion in more than 40 years. Behind this astonishing number, he can even tell you that he has not made any money from the price difference of the stock market. The whole secret lies in the word "stable".

Noah did not start building the ark when it rained heavily.

——Warren Buffett