There should be a group of people active around us who wear luxury brands, vacation in high-end seaside hotels all year round, hang out in high-end restaurants, spend money without feeling bad, and live like celebrities and Internet celebrities. The high consumption and leisurely life are beyond the reach of ordinary people.

Other people are frugal, but it takes a long time to reserve funds for a trip to their favorite city.

These two completely different lives exist in our lives. Are you curious: Why does it seem that the more you spend, the richer you become, and the more you save, the poorer you become?

This phenomenon seems to be more common among contemporary young people. Why is this?

0 1 Difference

It is the difference in the way of thinking about the problem

Everyone knows: the rich think about how to exchange eggs for pork, not how to eat them Eggs fill the stomach. People only see how they show off their luxurious lives on social platforms, but they don’t see the dedication and hard work behind them while they expand their circle of friends, observe other people’s successful operating models, and learn and communicate about new social hot topics. Everything depends on people to lay the foundation for success.

What about people who are used to saving?

They often choose something with a higher price/performance ratio after making comparisons; they put the money saved through hard work in the bank to gain peace of mind... Compared with the increase in wages for most people, our country is developing at a high speed As inflation has a greater impact on prices, if you do not know the investment knowledge to adapt to the rhythm of the entire society, although your savings will increase, your expenses will also increase.

0 2 Understanding of money

Money is an intermediary for material exchange, and spending it is an investment

Equivalent exchange will be obtained under the same conditions It can also be said to be a way of financial management in exchange for some items that can achieve stable growth.

There is a saying that "rich people spend money to buy assets, and poor people use money to buy liabilities."

Currency is just a piece of waste paper if it is not circulated in your own hands, and the gap between the rich and the poor will become wider and wider. Even traveling, walking around, relaxing and broadening your horizons is a way to invest in yourself. Learning to invest is also a course that needs to be studied carefully. People who can really make money are also people who can spend money.

There are two extremes: saving to the point of being stingy, and spending money without restraint. These two extreme consumption methods without measuring your own level are not recommended.

Everyone’s consumption style is different, and the value they can assess for an item is also different. For some people, investing in a relatively expensive computer is a worthwhile thing. It makes it easier to handle work, improves work efficiency, uses the latest and better-experience functions, and touches the computer in your free time. Have fun.

People often pay for their own interests and hobbies. At this time, it is very important to reasonably allocate one's property. Most people have limited property that they can allocate. How to plan for eggs? Putting it in the right basket is an ability that can be cultivated.

In such an open society where everyone can invest and manage money, if you don’t know how to invest or spend money, and social resources are limited, your money is equivalent to being spent by others, and the money you earn will of course go away. If someone else's wallet is stolen, risk and opportunity have always been twin brothers.

Hong Kong Chinese tycoon Li Ka-shing once said: Money can be spent, but don’t waste it. That's the truth. No matter how much you frantically save, you can't save promising new products, new businesses, and new services. At most, it's enough not to waste anything.

So the often heard saying "the more money you spend, the richer you become, and the more you save, the poorer you become", there is nothing wrong with it under certain conditions.

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