Diligence and thrift 1. Industry is the soul of business and the keystone of prosperity. Diligence is the soul of business and the keystone of success. 2. If you have great talents, industry will improve them; if you have but moderate abilities, industry will supply their deficiency. 3. Idleness is the root of all evils. Idleness is the root of all evils. 4. Industry is fortune’s right hand, and frugality her left. Frugality and diligence are fortune’s right hand. -----John. Ray John. Ray 5. Only by working hard can we reap a bumper harvest. Only by working hard can we reap a bumper harvest. 6. He that will thrive must rise at five. Get up at five o'clock, and your family business will prosper. 7. Take care of the pence and the pounds will take care of themselves. Pay attention to small wealth, and big wealth will follow. 8. If each would sweep before his own door, we should have a clean city. If each would sweep before his own door, the whole city would be clean. 9. National progress is the sum of individual industry, energy and uprightness, as national decay is of individual idleness, selfishness and vice. , fallen. 10. The love of economy is the root of all virtue. Thrift is the root of all virtue. 11. Thrift is not only a great virtue, but also a great revenue. Thrift is not only a great virtue, but also a great revenue. 12. Put your hand no further than your sleeve will reach. Live within your means. 13. Waste not, want not. If you don’t waste, you won’t be poor. 14. Who repairs not his gutters repairs his whole house. If you don’t repair the gutters today, you will repair the house tomorrow. 15. Money is a good servant but a bad master. Money is a good servant but a bad master. ----- French Proverb 16. Overeating will cause indigestion. Biting off more than one can chew. 17. Grasp all, lose all. Want everything, lose everything. 18. Think not on what you lack as much as on what you have. Think less about what you lack and more about what you have.

19. Money is a bottomless sea, in which honor, conscience, and truth may be drowned. Money is a bottomless sea, in which honor, conscience, and truth may be drowned. 20. Preparedness prevents calamity./Where there is precaution, there is no danger. Preparedness prevents calamity.