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There are more than 20 thousand spare money. What can we do? Just a dozen dollars a day?
Hello, as an original creator of the financial industry, I would like to express my views briefly here.

A dozen dollars a day, 20 thousand dollars seems to be very small. If calculated according to one year, it is 22% to 30% of the division profits. This income is invincible compared with all investment and wealth management products, so it seems very small. But in the end, it has exceeded the effective profit and the risk has increased. Now I can choose stocks, futures trading, precious metals and other commodities. I have been engaged in this commodity for nine years, and I am profitable. Therefore, opportunities do not exist. See if you can master it.

My own opinion is in my eyes, and I look forward to helping you, and I will certainly help me in private. Thank you.

Let me talk about it!

30 thousand extra money, in fact, this amount is not large, so _ if you want to earn more than ten dollars a day, I think it is not impossible.

Then _ let's discuss the approximate rate of return of some online wealth management products under all normal circumstances. What about this stage? Internet technology should also have some financial links in WeChat, and there will also be sapphire in Weizhong, and there will also be Alipay balance treasure in that Alipay wallet. What about this? It can be said that they are all money funds. What are their risks? Relativity is relatively low, so _ well, 10 thousand yuan a day is about one yuan, in other words, if you buy such goods, your profit of more than 20 thousand yuan a day is about four yuan Obviously, this method of investing in wealth management products does not meet your expectations.

Secondly, in fact, I think it is a better way to go to the stock market. More than 20 thousand yuan can earn 10 to 20 yuan a day, which is actually guaranteed. As long as you are not greedy, it is possible to earn 20 to 30 or even 40 yuan a day to go to 50 yuan, and it is even possible to earn 2,000 yuan. Naturally, it is also possible to lose money, that is, you earn more than 20 thousand, very little. So, your mental state can. There is certainly no need to be greedy. Guess the price difference according to the discrepancy every day. Generally speaking, if you can take, say, 30,000 yuan, you can also take 15000 yuan as a bottom position, and the remaining 15000 yuan can be used as cash and shells, and the same stock can be traded on the same day. Generally speaking, individual stocks will always rise and fall. In this way, if the actual operation is good, you can earn more than 20 thousand yuan a day and ensure a profit of 20 or 30 yuan.

The third kind is actually borrowing money through Internet technology, that is, lending your money to others. I may, and the annual rate of return will be higher. Let's have a look. If you lend someone 10,000 yuan, one day's loan interest, even 4 yuan, then you get 30,000 yuan, and you have 12 yuan. This kind of money is borrowed by ants close to Alipay wallet. However, there are two points here. First, the service platform you choose must be very reliable. Otherwise, the loss may not be recovered, and even some service platforms, he does not bear all risks. He only enjoys the information, content and data required and provided by the lending bank. There are some service platforms, and he doesn't take all risks. Then this may not be enough. What should the service platform do if it is responsible? What is the general annual interest rate? It's not easy to get that high, because after he took your money, he lent it to others, so he still has to make some profits in the middle, right? He wants to operate, so it is really not easy for you to achieve your goal according to this method.

In fact, I think it is really difficult for you to earn more than 20 thousand yuan a day 10 yuan. If you, er, want to practice, I suggest you, er, speculate in stocks. This is possible in theory, but you must actually operate well, don't be greedy!

Sheep kidneys are all 10 yuan for a meal, buy two thousand sheep kidneys. Eat twenty kidneys a day for three months. Three months later, a new kidney grows in the human body, which can be sold for 300,000 yuan, making a profit of at least 60 times a year.

Selling vegetables, going to the greenhouse to eat 2 yuan, and pulling a bunch of rural five or six dollars, I look envious.

If 20,000 yuan a day is more than 10 yuan, the annualized income is about 18% based on at least 10 yuan, which is actually possible in stock funds. Personally, I strongly recommend doing some fixed investment funds, and then you will find that the yield of 18% is also very likely to be difficult, especially high. The following photo is the yield of the fixed investment fund I made myself. Naturally, investment projects are also likely to lose money, that is, they accept discussion and do not accept leverage.

This cost is really small, the annualized income of more than ten dollars a day is not low, and everything is normal and it is not easy to complete. However, if you conceive the direction of decision-making, think carefully and have more courage, you are likely to realize your dream. Let you apply for a college entrance examination, deposit more than 20,000 yuan into Alipay Yu 'ebao, and then use the loan interest to buy lottery tickets, so that under the premise of guaranteeing the bottom, the next multi-millionaire is probably you!

Hello, my friend, 20 thousand extra money, just a dozen dollars a day? The rules are a bit high, more or less risky. There are really many ways to ensure that.

First of all, enjoy it in * * *, and earn an extra 20,000 yuan a day 10 yuan:

1, the index fund is composed of investment and wealth management, with medium and high security risks and a certain completion probability.

The fluctuation range is 0~60%. If you choose two or three different index funds from more than 20,000 yuan, you can form a fixed investment fund. Assuming good luck, 50% of the profits can be 1 10,000 yuan. Close to 30 yuan every day. If it is not removed naturally, it will lose money in a short time. The fixed investment fund index fund itself disperses the cost risk, and the index fund is difficult to clear, so the overall profit probability is high.

2. Earn the difference. Souvenir yarn is popular now, but it is put in large quantities. Many people have accumulated a lot, which can't be appreciated in a short time and can't be used conveniently. So the face value of 100 yuan, on many service platforms, some people start with 99.5 yuan, and in 50 yuan it is 49.

If you buy it back for 20,000 yuan, you can buy 20 pieces with face value 100 yuan. Assuming that each piece costs 50 cents, 20 pieces are 10.

3, second-hand platform distribution. Just show the products, some people buy them, let them send them, and advance the funds themselves. The prices of goods on second-hand platforms are not high, mostly more than ten yuan, dozens of yuan and one hundred yuan. Make sure to earn more than ten dollars a day to make a name for yourself. It is important to find a good release point.

Conclusion: There are many methods, but we need to invest a little energy and take some risks.

Secondly, if you reduce the forecast, for example, 2~3 yuan every day, you can make money comfortably while saving energy.

For example, this kind of fixed cash deposit wealth management products:

Flexible use, daily liquidation of profits, and give safety precautions within 500,000. Then 2000 yuan X3.8%÷365=2.082 yuan daily profit.

Summary: Integrating the current sales market with 20,000 yuan for investment and financial management, saving energy and reducing consumption, and achieving zero-risk profit, which is around 2 yuan.

Finally, summarize and analyze.

Twenty thousand dollars wants to earn more than ten dollars a day. The annualized income is close to more than 20%, and it is certainly difficult to achieve without taking some risks.

However, there are also two ways to find business opportunities in the sales market and make use of the advantages of Yu 'ebao to earn this money.

If you really don't want to take action, there is a way to earn two dollars a day. This way must be different for everyone.

Just buy the fund in Alipay wallet.

1. Buying an active fund is buying a private fund manager. The profitability of active funds basically depends on the level of private fund managers. Good private fund managers can outperform the sales index for a long time, while poor private fund managers dare not admit it. China is a website to check the level of private fund managers, and a better place to buy fund networks.

2. If you buy an index fund, you must buy one with a low interest rate. Index funds, especially stock funds that passively track index values, must buy the one with low interest rate. The book Common Sense, the originator of index funds, is basically based on this point.

3. Fund management companies push equity funds to buy cautiously. If the fund management company has pushed this equity fund, it shows that the recent increase of this equity fund has been very high, and the children's boots in the sales department of the fund management company have been dealt with. At this time, we should choose carefully, even if it is only a stock fund, we should also consider whether the current price is too expensive. At this point, lightening usually happens in a short period of time.

4. Look lazy and put your mental state right. After the fund is bought, under the premise that it has been judged as a stock fund and the private fund manager has not changed, there is no need to operate frequently, and every transaction is an expense. I'm lazy after watching too much, and I'm enjoying it for a long time.

5. Never chase stocks up. You bought 1000 yuan at 3000, and the trend is very good. After 4000 points, you bought 10000 yuan, and the sales price went up again. At 5000, you invested100000. 99% of the countermeasures to chase up such stocks are losses. Don't chase stocks up, remember that many people lost money because of the 20 16 plunge! ! !

6. Be sure to take profit and stop loss immediately. When investing in A-share projects, you must set a stop loss point. In 2002, the index was around 3000 points, 202 1, still around 3000 points. China stock market is uncertain and has the characteristics of a short bull and a long bear. You must stop immediately to get the appreciation of _ rich, so that you can get a very good profit. I have seen it many times. You can always invest in funds. If you do this, you will get very good profits.

7. Some cyclical industries are very profitable. For example, when the stock market is rising, if appropriate projects are invested in the financial industry, such strong cyclical industries can obtain great excess returns if they are well mastered.

8. You don't need to buy too many stock funds of the same type. There are too many stock funds in the sales market, and many positions are very similar. Repeated purchase has important practical significance. How to distinguish whether it is duplicate or not? Active funds can look at heavy positions, and index funds can go to the China Securities Index Company to carefully check the staffing plan, and immediately search the relevant two stock funds on the website in a simple way.

9. Have an established purpose before buying a fund. Many people do not buy stock funds with poor losses, but buy them at a loss. Before you buy funds gradually, you should know your long-term investment needs. For example, if you prepare the annual income of about 6% in advance, buy the debt base. Don't see that the stock base is more profitable, and buy the stock base as soon as you miss it.

10, the whole process of choosing a fund before buying is very important. How to make money, the actual operating share after buying is 20%, and whether the base selection before buying is appropriate is 80%. Choosing the right operation is more meaningful, and choosing the wrong operation can't get good benefits. How to choose? Firmly believe in long-term energy, choose these private equity fund managers and equity funds with good long-term performance, so that they will perform well in the future with great probability.

In all fairness, I want to ensure that a dozen dollars a day and 20 thousand dollars can not guarantee a stable income for a while, but also a stable income of more than two dollars a year.

010.2 million project investment, you can earn more than ten yuan a day.

One-time purchase of funds or stocks can make huge profits in the past.

For example, at 202 1, when the stock market opened, more than 3,000 multi-core stocks fell. If you dared to buy at that time, equity funds and individual stocks could make you earn 6% in just three days, that is, three days 1200 yuan, with a net income of 400 yuan in one day.

However, this high-risk project investment cannot be long-term. If you buy it today, you will earn 6%, and if you buy it tomorrow, you will probably lose 8%, so you will not be able to do it for a while.

The project investment of 0.22 million yuan can no longer earn more than ten dollars a day, and the return on investment is too high.

Assuming that 20,000 projects are invested, it is agreed to earn 15 yuan a day, which is 5,475 yuan a year, and the annualized income is calculated to be 27%.

Some people say that 27% will be high! According to the comparison, we can know whether it is high or not.

The interest rate of one-year fixed deposit of financial institutions is 2. 1%, 3.2% for three years and 4. 1% for five years.

The yield of P2P financial service platform is: 65438+9.5% for 02 months and 1 1% for 36 months.

Buffett's average annualized income after 40 years is only 2 1%.

03. Financial investment is the most taboo of ambition, so be realistic. 20,000 guaranteed 2 yuan is ok for one more day.

20,000 Alipay wallets are used for one-year regular financial management, with a return rate of 4.5%. Calculated by the annual interest expense of 900 yuan, the daily income is 2.46 yuan.

finally

You don't have to take this extra money of 20 thousand very seriously, nor do you have to set the overall goal of investment and financial management very high. _ You have the corresponding ability to work, but you should ensure high returns. It's easy to pay more for financial management classes.

In this day and age, you can't waste your little money.