Then when we buy funds normally, we must accumulate more relevant knowledge in our daily life. Before buying, you must think about whether this fund is a long-term investment or a fixed investment. Funds cannot realize your freedom of wealth. Of course, there are exceptions, but it is difficult. If we have our own goals and how much money we must earn, then we must have enough principal and enough time. You can read more about current events, learn more about some famous fund managers and see their operations. As an ordinary person, I still focus on making money steadily. Try to be as steady as possible and choose as few high-risk funds as possible.
We should know that the stock market fluctuates greatly at present, and some funds are mixed funds of shares and bonds, but in order to make better performance, they are in the name of balanced allocation. This is somewhat misleading for beginners. Because this kind of fund is very risky.
So when buying a fund, you must look at his position. If his stock position exceeds 20%, don't consider it. Be sure to leave yourself a retreat. If you find that the market is not good, don't panic and don't sell it immediately. After all, once you sell it, it means that you must lose money.
I have many friends around me, and they all have a good attitude. They often hang a famous saying: as long as I don't sell, I haven't lost money.
Of course, this sentence is not very useful. Anyway, it depends on the market.
If you are a small white market, then when we buy funds, we should try to choose funds with less market fluctuation. The income of this fund is relatively stable.