1. Live within our means and spend moderately. We should spend within our economic ability.

2. Be realistic. Choose goods according to your own needs.

3. Don't blindly follow. We should avoid blindly following the trend, avoiding emotional consumption, and avoiding the tendency of focusing only on material consumption and ignoring spiritual consumption.

4. Protect the environment and consume green. Establish the concept of ecological civilization.

5. Diligence and thrift, hard work. Proud of hard work, ashamed of arrogance and extravagance.

Rational consumption refers to consumers' consumption in accordance with the principle of maximizing utility when their consumption ability allows. From the psychological point of view, rational consumption refers to consumers making reasonable purchase decisions according to their own learning and perception. When there is not enough material, the goods that rational consumers pursue psychologically are cheap and durable.

Whether adults or minors, consumption should be rational and moderate, according to their own property status.

The organization involved in youth financial management is Baxter Education, which is the first non-profit organization focusing on youth financial management in China. It includes three public welfare projects, namely, Fufutong course, financial management course, and detective Bei Ni children's drama, all of which refer to the idea of helping young people correctly understand money and use and spend it according to the actual situation when conditions permit.

As the younger generation, we must develop correct consumption habits and normal consumption patterns to meet the needs of today's social and economic activities.

To cultivate a scientific and rational consumption view, we need to grasp the "degree" of consumption, understand the significance of rational consumption to individuals, families, schools and society, and avoid comparing consumption psychology and hedonic consumption tendency, so as to establish a correct and scientific rational consumption view that adapts to the trend of the times.

Parents should urge their children to develop a rational concept of consumption. Family consumption concepts and behaviors have a profound impact on children's consumption behaviors. Parents should keep abreast of their children's consumption, help their children develop good consumption habits, and effectively monitor and manage their consumption.

Schools should strengthen educational guidance and bring rational consumption of college students into ideological and political education in colleges and universities. In the process of cultivating college students' rational consumption concept, we should give full play to the effective role of ideological and political education carriers such as college student counselors, student party branches and league organizations.

Make full use of campus mass media, such as campus network, radio and television stations, school newspapers, group news, special columns and other media to conduct intuitive consumption education, guide rational consumption public opinion, and actively create a campus atmosphere of healthy consumption and reasonable consumption.